5d • General discussion
⬇️💎SELLER FINANCING = NO CREDIT
We want to break this down as simple as possible so everyone understands.
How to Find Seller-Financed Properties
You’re not looking for banks — you’re looking for owners.
- 🏠 For Sale By Owner (FSBO)
- 🧾 Properties that are free & clear
- 👴 Tired landlords
- 🏚️ Homes sitting on the market too long
- 📄 Inherited or probate properties
The question is simple:
“Would you be open to monthly income instead of a lump sum?”
How to Buy With Seller Financing (No Credit Used)
- ❌ No bank loan
- ❌ No personal credit check
- ✔️ The seller becomes the bank
Simple structure:
- Agree on price
- Agree on monthly payment
- Agree on term
- Put it in writing
That’s it.
How Ownership Works
- The buyer gets the title
- Property is recorded at closing
- You own the property day one
To protect the seller:
- A pre-signed deed in lieu is held in escrow
- If payments stop, seller gets property back
- No foreclosure battles
Payments
- Payments go through a third-party loan servicing company
- Everything is tracked
- Clean paper trail
- Protection on both sides
Final Word
This strategy is about structure, not credit.
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⬇️💎SELLER FINANCING = NO CREDIT
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