Alright Bookie Legends, here’s the low‑down on Grok — the AI with a name that sounds like someone sneezed mid‑branding meeting. Grok is an AI assistant built by Elon Musk’s SpaceXAI, designed to answer questions, generate content, analyse stuff, and generally act like the edgy cousin of ChatGPT who insists they’re “not like other AIs.” And the name? Oh, buckle up. “Grok” comes from a 1961 sci‑fi novel (Stranger in a Strange Land) where it’s a Martian word meaning to understand something so deeply you basically merge souls with it. So yes — someone looked at a perfectly normal AI and said: “Let’s name it after an alien enlightenment ritual.” Now you know. Go forth and grok responsibly.

Card Surcharges Are Gone. Here’s What You Need To Do From 1 October 2026, Aussie businesses can no longer pass on card‑payment surcharges for eftpos, Visa, Mastercard, Amex, UnionPay — and from 5 October, PayPal too. This isn’t optional. The payment networks have introduced no‑surcharge rules, and the RBA has cleared the way for them to enforce it. So if you’ve been adding a “card surcharge” at checkout… that stops now. 💡 What this means for your business - You must charge one price, no matter how the customer pays. - You still pay your normal merchant fees — you just can’t pass them on. - You can offer a cash or PayID discount — totally allowed. - You may need to adjust your pricing so you’re not absorbing the cost. 🔧 What you can do next 1️⃣ Remove card surcharge settings Square, Lightspeed, Kounta, Clover — whatever your clients use — the surcharge toggle needs to be turned off. 2️⃣ Review merchant fees Know what you’re paying so you can adjust pricing if needed. 3️⃣ Update your pricing If you’ve been relying on surcharges to cover merchant fees, you may need to increase prices slightly. 4️⃣ Train staff on the new rules Simple script: “We don’t charge card surcharges anymore, but PayID is fee‑free if you’d like to save a couple of dollars.” ⭐ What is PayID (and why it matters now) PayID is instant bank‑to‑bank payment using something easy — your mobile number, ABN, email or business name — instead of a BSB and account number. It’s part of Australia’s New Payments Platform, which means: - Money lands in seconds, even on weekends - No merchant fees - No surcharge rules - Fewer mistakes (customers see your business name before paying) It’s basically: “Bank transfer, but fast, simple, and fee‑free.” ☕️ Can people use PayID for coffees, haircuts, nails, markets, etc.? Yes — absolutely. PayID works for any payment where the customer is willing to use their banking app. The only limitation is customer behaviour, not the system. If you’re a café, salon, tradie, market stall, or micro‑business, you can accept PayID — and many already do because it saves them 1–2% in merchant fees.

Hey team! I’d love to get to know you properly. Pop your intro below so I can understand your business and what support you need. To make it super easy, just copy/paste this: Your name Your business + what you do Where you’re based What bookkeeping task stresses you out the most What you want to get better at this month I’ll be reading every intro and replying personally — can’t wait to meet you in here.

Hi everyone- if you are in Australia do enjoy the long weekend- what are you doing? I am going to to ride on a steam train- there is a festival on in Sydney this weekend- lots of things to see and do.

Just letting you know that I will be deleting you if you have not been active in the last 6 months-just saying! Get to it!