1st step when fixing your credit. 📞 Experian: 1‑888‑397‑3742 📞 Equifax: 1‑866‑349‑5191 📞 TransUnion: 1‑800‑916‑8800 Script: “Hi, I’ve never lived at these addresses on my report. Please remove them.” ✅ How it helps: • Makes it harder for bureaus to “verify” negative accounts tied to old info 🧠 • Helps your future disputes hit harder 💥 • Reduces the chance of reinsertions (deleted items coming back) • Can slightly boost your score if old addresses were tied to charge-offs or collections 📈 Basically, it’s step 1 in wiping your file clean and making it harder for the bureaus to connect you to negative accounts.