First step! Do this · DIVE IN UNIVERSITY

First step! Do this

1st step when fixing your credit.

📞 Experian: 1‑888‑397‑3742

📞 Equifax: 1‑866‑349‑5191

📞 TransUnion: 1‑800‑916‑8800

Script:

“Hi, I’ve never lived at these addresses on my report. Please remove them.”

✅ How it helps:

• Makes it harder for bureaus to “verify” negative accounts tied to old info 🧠

• Helps your future disputes hit harder 💥

• Reduces the chance of reinsertions (deleted items coming back)

• Can slightly boost your score if old addresses were tied to charge-offs or collections 📈

Basically, it’s step 1 in wiping your file clean and making it harder for the bureaus to connect you to negative accounts.

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First step! Do this

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