Just to let you know, the Finance Update from Andrew Morris is now available for Premium and VIP subscribers.

A record 66,587 new buy-to-let companies were created in the UK in 2025, an 8% increase from 2024 and a 363% rise over the last decade. As of early 2026, over 443,000 active buy-to-let companies now exist, with roughly three-quarters of new purchases made via limited company structures to manage tax liabilities and higher mortgage rates.

Landlords: make sure you’ve shared the required Renters’ Rights Act Information Sheet 2026 with your tenants before 31 May 2026. Providing this document is now a legal obligation, and missing the deadline could result in fines of up to £7,000 per property. Smaller landlords may be more at risk of overlooking this requirement, so it’s worth double-checking your compliance now. If you haven’t already sent it, you can access the official PDF here:https://lnkd.in/ev6sRKbr Staying on top of these updates is key - not just to avoid penalties, but to ensure your tenancy agreements remain fully compliant with current regulations.

Government details how they intend to phase out Leasehold. A good thing in my mind… how can you buy a flat and not actually own it? https://www.gov.uk/government/speeches/housing-minister-speech-on-leasehold-and-commonhold-reform#msdynmkt_trackingcontext=9cdbfe5a-05c1-45a3-9e04-fa2992200000

The Bank of England has held interest rates at 3.75%, as it continues to monitor inflation and the impact of global events on the UK economy. Ongoing tensions in the Middle East - particularly the conflict involving Iran - are creating uncertainty, especially around energy prices. Oil has risen above $120 a barrel, which could lead to higher gas and electricity bills later this year. At the same time, inflation has edged up to 3.3% (as of March) - which is still above the Bank’s 2% target. What does this mean for buyers and sellers? A pause in rate changes brings a level of stability to the market - which is good news for both buyers and sellers. - Buyers are still able to plan with a bit more confidence, rather than reacting to frequent rate increases - Sellers benefit from more committed buyers - even if overall demand is slightly quieter than previous years - Pricing remains steady, with less volatility than we’ve seen in the past couple of years Agents are continuing to see a market made up of serious, motivated movers, rather than speculative or 'just-looking' buyers.