Alright, I wanted to post my credit repair journey so far. It's still on going, with more results to come. But this is what we got so far! But first, just a little story. Promise not to take too much for your time! So around this time two years ago, I wanted to start leveraging my credit so that I can purchase real estate assets. But I was told: "Your credit would need to be substantially higher in order for us to lend on a project with you." And it did hurt at first, but looking back at my trail of destruction, I had the following issues on my credit upon asking this. Repossession of a vehicle from back in I wanna say 2019. Written off as a charge off. A bankruptcy due to a medical bill which came with a lawsuit. 2021 if I recall. Several hard inquiries from applying for a personal loan. 2024 A hard inquiry from my bank that till this day still sits on there since 2014. Two credit cards that got sent to collections due to me leaving my old home in Alabama to go live with my mother and grandmother after their spouses/my step father and grandfather passed. My credit was roughly 556, and I was told I needed at least in the 600s to even begin. But there was just one problem, nowhere would accept me by means to improve my credit. No credit cards, cars, apartments, nothing would accept me. Fast forward a bit to nearly the end of 2024 I learned about unsecured credit cards. I signed up with my bank and deposited at the time, %90 of my paycheck one week into one. $250. I also signed up for a credit builder via credit karma to withdraw $20 a month. These gave me small bumps along the way to increase my credit. Mind you, I did pay my credit cards off that got sent to collections. I remember seeing midway through 2025, my vantage credit jumping to 622. Well! After obtaining credit repair from this wonderful community, it took some time before results came in. But one day I wake up to this notification from credit karma.(Vantage scores, I hadn't checked my Fico yet)

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Wins matter. Credit repair can be a process, and when people see real progress, it motivates everyone. Wins create momentum, culture, and confidence inside the community. That’s why we encourage you to post your wins. What counts as a WIN? Any solid progress, including: • +20 point increase • +100+ point increase • 1 collection removed • Major negative items deleted • Funding milestones after repair How it works: When you receive your monthly updates, if you have a win, post it in the WINs tab. Big wins get extra love: • We’ll turn select wins into social media posts you can share • We’ll pay to promote winning stories • Visibility = more opportunities Referrals = Even More Wins If your wins lead to referrals, you get: • Paid commissions • Free credit repair • Additional bonuses and incentives You can see how the full referral program works here 👇https://www.skool.com/credit-repair/classroom/b2c81648?md=12649a47c4644eee9eb5d306be7be195 Let’s build momentum. 💬 Comment “WIN” if you’re ready to stack some big results.