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Itโ€™s been a year since I have received the final letter from revolut and I didnโ€™t appeal it with FO. Is there anything that can be done.
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My Barclays account got cleared today for receiving 200 pounds 2 weeks ago they reviewed my account I gave them documents and told them why I received the money but they still closed it can you please help me and my birthday is in 15 day and I need the account and Iโ€™ve been stressing
Welcome to Credit Confident UK ๐Ÿ’š! Let's get to know one another ๐ŸŽ‰
๐ŸŒ Where are you based? ๐Ÿ“ Where are you on your credit journey? ๐ŸŽฏ What outcome are you hoping for? ๐Ÿ’š One thing you want to learn here This helps us create content that actually supports you. And just for funโ€ฆ Tell us one thing you enjoy doing when you're not stressing over credit:) Iโ€™ll go first in the comments ๐Ÿ‘‡ Welcome again to Credit Confident UK. Your credit. Our system. Done For You. ๐Ÿ’š
THE USELESS-NESS OF CREDIT SCORES
The system doesn't want you checking your credit report, properly. It wants you obsessed with your score instead. Here's the mistake I see constantly, over and over and over again. People fixate on their credit score and never once look at their credit report. That's not an accident. It's by design. A score is a single number - easy to obsess over, impossible to challenge. A report is the actual evidence - the CCJs, the Defaults, the Late payment markers, the errors sat quietly dragging you down. Banks and Lenders know this. They are happy with you watching a number go up and down, and you'll never think to question what's actually written about you. Your score is useless if you've never checked what's behind it. So - straight questions: Have you checked all 3 of your credit reports? Not the app that shows you a score. The actual reports - from Experian, Equifax and TransUnion? Are they clean, or stained with errors nobody's ever explained to you? Do you have negative markers sat there that you've never challenged - because you were told they were "permanent"? If you've never done this, you don't actually know whether you truly have good credit or not. You know a number the system handed you to keep you calm. Drop a ๐Ÿ‘€ below if you've never checked all 3 reports. Let's fix that over the next few days.
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Finally fix your credit. Cut through misinformation. Challenge CCJs, CIFAS, Defaults & Late payments with real strategy and Done For You support. ๐Ÿ’š
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