3d • General discussion
Complete Investing – Newsletter #2
When No One Is Watching
The funny thing about markets — especially crypto — is this:
When it’s boring, that’s when the money is made.When it’s quiet, opportunities multiply.When nobody cares… that’s when you should care the most.
And at this moment in time…
No one cares about crypto. Literally no one. Your mates at work? Not interested. Family? Think it’s dead again and are probably worried your obsessed with crypto. Retail? Gone.
Most people are focused on TikTok reels, AI stocks, and complaining about the cost of living.
But this is exactly how every cycle starts.
It feels lonely. It feels pointless. It feels slow. But behind the scenes — the big players are positioning. They’re accumulating in silence. They’re building the rails for the next 5 years while the average person waits for confirmation.
This newsletter is your reminder:
If you wait until it feels safe… you’re already late.
This skool is all about long term investing. As you may or may not know my favourite way to invest is with low cost index funds. But because of how high inflation is, I’m a strong believer in going high risk with crypto to hedge against inflation.
If you are risk averse, stick with low cost index funds.
This newsletter will be mainly focused on crypto for the next few months. At least until me and some of the active members in here are able to take profits.
MARKET UPDATE
2025 felt like a failure for most investors. Prices stagnated. Altcoins bled. Bitcoin ran early and then went sideways. Liquidity dried up. Retail disappeared.
But here’s what I believe to be the truth:
Nothing was wrong with crypto.Liquidity simply didn’t arrive yet.
Crypto is the furthest out on the risk curve, so when liquidity tightens… crypto gets slapped the hardest. This wasn’t a fundamental problem. It was a macro liquidity problem.
And liquidity droughts always end the same way:
With a flood.
Governments must inject $7–8 trillion over the next 12 months just to service global debt interest. Not to stimulate growth. Not to pump markets. Just to avoid collapse.
When governments need liquidity, they create it and when they create it, that liquidity flows into risk assets first.
Crypto reacts the fastest. Crypto reacts the hardest. Crypto has the most upside.
That’s why this quiet period is so important. When liquidity returns, it will be violent and fast — and people will suddenly care again.
Crypto news
· Bitcoin surges past $95K–$97K with strong whale accumulation
· Spot Bitcoin ETFs see massive $1.7B+ inflows in a three-day streak
· Sharp crypto rally liquidates nearly $700M in short positions
· U.S. Senate crypto market structure bill delayed again
· Analysts predict Bitcoin new all-time high push in late January – take any big predictions with a pinch of salt – I’d be happy obviously but I’m not expecting ATH’s in Jan…
INVESTING MINDSET
Every newsletter I’ve written over the last 12 months comes back to important principles that I believe in. Like this little pearl of wisdom:
If you get too emotional as an investor, you’ve already lost.
Right now, emotions are at their lowest because interest is at its lowest.
But that’s where long-term investors win.
The psychology is simple:
- People ignore crypto when it’s flat
- Mock it when it’s slow
- Doubt it when it dips
- FOMO when it moons
- Buy near the top
- Get wrecked
- Quit forever
- Repeat every cycle
I seen this big time in 2021. Lads I was working with earning good money - gambling with cryptos they didn’t understand. Putting £10k, 20k … even £30k into shit coins. I tried to warn them based on my previous experience. But they wouldn’t listen.
Now they won’t go near crypto because they think it’s a scam. HUGE MISTAKE in my humble opinion.
Your job is to break that pattern.
This is the time to zoom out.This is the time to stay calm.This is the time to keep investing slowly. Basically DCA each month.
- Understanding inflation
- Understanding liquidity
- Understanding how long-term investing works
- DCA’ing in when no one else wants to
Stay neutral. Stay patient. Stay focused. This is where the wealth is built.
TECHNICAL ANALYSIS
You don’t need to obsess over charts right now — but here’s a quick glance at the charts on trading view:
- 50-Day MA: Above → bullish short-term
- 200-Day MA: Below → bearish medium-term
- RSI: ~66 → getting to overbought territory
- Fear & Greed: 54 → neutral
- BTC Dominance: 59.2% → altcoins still sleeping
This aligns perfectly with the macro picture:boring, suppressed, quiet, sideways.
That’s exactly what accumulation zones look like.
What to watch:
- Bitcoin dominance dropping under 55% (early alt season indicator)
- Liquidity inflection (M2 growth re-accelerating)
- Any new ETF approvals
- Stablecoin growth (real adoption signal)
Tech analysis right now isn’t about predicting moves — it’s about identifying discount zones before liquidity hits.
HOW I’M APPROACHING THE NEXT FEW WEEKS
Here’s the honest truth:
Long-term investing wins.High-risk investing multiplies — if done correctly.
But high-risk investing in crypto should be a small slice of your overall portfolio.Not the whole pie. Not your whole identity - this was me in 2025 for long periods. I expected too much and when it didn't happen I let it affect me too much. This went on until about June/July - then I got a grip and started to think long-term.
My short-term plan:
1. Stay calm and keep zooming out
This quiet phase is where I want to accumulate, educate, and stay emotionally neutral.
2. DCA into proven assets only
BTC, SOL, TAO, ETH, XRP, SUI — the assets where I already have strong conviction.Small, steady buys.
3. Maintain a separate “high risk / high upside” bucket
This is where the upside is biggest but the allocation smallest.
For example: I have an interest in subnet projects like SN-64 (AI exposure) on the TAO BITTENSOR network. Anyone new to this newsletter follow Siam Kidd on YouTube if you want more info on TAO.
4. Keep long-term investing at the centre of everything
Stocks, index funds, property, pensions — the boring stuff — should always be the foundation.Crypto is the accelerator, not the foundation.
5. Use this time to prepare for the liquidity wave
Because when liquidity arrives, it doesn’t wait.It doesn’t move slowly.It doesn’t check who’s ready.
It just re-prices everything instantly.
FINAL MESSAGE
Right Now Is the Most Important Part of the Cycle.
This is the accumulation zone.This is the part of the market people always regret ignoring.
When no one cares… you should care the most.If you’re reading this, you’re early.You’re educated.You’re preparing.
Most people won’t take action until the market is up 5x — when it feels SAFE. You know better.
Crypto is not your whole portfolio.But it should be your asymmetric upside — your hedge against inflation and your ticket to acceleration.
Stay long-term.Stay patient.Stay prepared.
Because when the liquidity flood hits, it won’t politely wait for anyone to catch up.
2
3 comments
Complete Investing – Newsletter #2
skool.com/complete-investing-free
1-1 Support | Start Investing | Build Wealth |Retire Early
Leaderboard (30-day)
1
+10
2
+9
3
+5
4
+3
Powered by