Let’s talk about DOWN PAYMENTS
A lot of people think the goal is to “come up with more money.”
It’s not.
The goal is to structure smarter deals.
Because here’s what happens all the time: A seller says: “I want 25–30% down.”
And immediately the buyer thinks: “Welp… guess I can’t do this deal.”
But experienced investors don’t stop there.
They start asking:
🧠 Why does the seller want that much down?
🧠 What problem are they trying to solve?
🧠 Is there another way to create security without dumping all your cash into the deal?
Because tying up huge amounts of capital in one property is how investors stay stuck.
A deal with a massive down payment requirement shrinks your buyer pool fast.
Even great operators start backing away because the structure kills the opportunity.
This is why deal structure matters more than hype.
Sometimes the answer is:
✔ Smaller down payment + stronger terms
✔ Deferred payments
✔ Interest-only periods
✔ Seller carry in second position
✔ Higher purchase price in exchange for flexibility
There are so many ways to make a deal work when you stop negotiating from fear and start negotiating from understanding.
Want The Down Payment Playbook? Comment PAYMENT and I will send it to your DMs.
Most sellers are not married to the down payment number. They’re married to what they think that number solves.
Treat down payments as an opportunity, not an obstacle. That's the shift.
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Paul Thompson
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Let’s talk about DOWN PAYMENTS
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