1. Fast Food on Credit
- People are putting McDonald’s, Taco Bell, and gas station snacks on “Buy Now Pay Later” apps like Klarna.
- This means folks are financing a $7 meal because they can’t cover it today.
2. Grocery Store Security
- Retailers are locking up not just electronics, but basic groceries like baby formula, cheese, and even Spam because theft has surged.
- Rising “necessities theft” is a telltale sign of economic desperation.
3. Crowdfunding for Essentials
- GoFundMe reports that the majority of campaigns now aren’t for big dreams — they’re for rent, groceries, and medical bills.
- When charity platforms become survival tools, it exposes how weak the safety net is.
4. Car Loan Math Doesn’t Work Anymore
- Average new car loans are 7 years long, with monthly payments often higher than rent in some cities.
- Repossessions are quietly surging, especially for subprime borrowers, despite “strong” employment numbers.
5. People Renting Clothes for Work Interviews
- Services like Rent the Runway and even local shops report an uptick in people renting business clothes just to attend job interviews.
- A sharp signal that people are strapped for basics while trying to re-enter the workforce.
6. “Invisible Homelessness”
- A growing number of people with jobs are living in cars, RVs, or couch surfing, but they don’t show up in official homeless counts.
- Teachers, nurses, and gig workers are disproportionately affected.
7. Pet Abandonment & Animal Shelter Surges
- Shelters nationwide are reporting record numbers of pets being surrendered because people can’t afford food or vet bills.
- A heartbreaking, indirect measure of household stress.
8. Decline in Funeral Spending
- Families increasingly choosing cremation without services, or even “direct disposal” options, because funerals are unaffordable.
- End-of-life spending is often a hidden barometer of financial strain.
9. Medical Debt on Credit Reports
- Even though rules are changing, tens of millions still carry medical debt — and many are paying off bills with high-interest credit cards.
- Medical bankruptcies remain one of the largest drivers of personal financial collapse in the U.S.
10. Surging Side Hustle Culture
- Etsy, DoorDash, Instacart, and OnlyFans participation spikes — not because people “love entrepreneurship,” but because their day jobs aren’t enough.
- Multiple income streams used to be aspirational; now it’s survival.
What do you think about this stuff? Does anything else come to mind? This stuff stresses me out and I’m currently working on calming down my fight or flight response. I’m seeing two therapists to help with this and other things like trauma healing.