Hi everyone! I got licensed as an LO in May last year, and only worked off and on, so I've only done 3 loans. I joined here last November but haven't really put any effort into my business since around Thanksgiving. Now that the holidays are over and the new year is in full swing, I am making a push to ramp up. I have no past clients to work with an no referral partners. I've gotten a few poor quality leads from FB ads, and have made cold calls to people for refinances without much luck. Now I'm ready to really get serious and close some loans. What is the best next step for me? Thanks!