Everyone wants to get out of debt and live free — but very few stop to ask the *real* question: **What story are you telling yourself about money?** Is it “I’m just bad with money,” “I’ll never get ahead,” or “Money controls me”? Here’s the truth I’ve learned in over 7 years working with people like you: ✅ Your financial reality isn’t fixed — it’s a *reflection* of your mindset and habits. ✅ Debt isn’t the enemy. It’s a symptom of how you’ve been managing your mindset with money. ✅ The moment you stop blaming your circumstances or luck and start owning your choices — you "change your financial destiny". I want to challenge you today: - What’s one limiting belief about money you’re absolutely ready to bust? - What’s one new habit or mindset shift you commit to in this group starting NOW? Remember, this is not about perfection. It’s about progress. Share your answers below — let’s fuel each other’s breakthroughs. Accountability is how we win this fight. #MindsetIsEverything #TakeBackControl #CreditAvenger

If debt is keeping you up at night, you're not being dramatic. You're being human. That late-night ceiling stare isn't insomnia. It's an unwanted math class. Balances replay like reruns. Due dates sneak in like jump scares at 2 a.m. Interest turns into the villain of the story. Quiet room, loud numbers. Here's the truth most people miss: You don't need a perfect master plan. You don't need a sudden raise. You don't need to become a spreadsheet wizard overnight. You just need a starting move. One list. One smallest balance. One extra payment. One clear target. Momentum beats perfection every time. Tonight's Credit Avenger mission: ✅ Write down all your debts ✅ Order them smallest to largest ✅ Pick the first one to eliminate ✅ Take one action this week toward it Small wins are how giants fall. Drop a "NO MORE!" in the comments if you're ready to put your debt on a sleep schedule and take back your nights.

Alright Avengers… No Buy January is blowing up right now. The rules are simple: No non-essential spending for 31 days (no impulse Amazon, no “treat myself” runs, no random Target side quests) But here’s the real question… WHY are people doing this? Because even when your money looks “fine” on paper… life still feels expensive in your chest. Groceries? Up. Insurance? Up. Rent? Up. Everything? UP like it’s trying to win a balloon contest. So people are doing No Buy January for ONE reason: to take back control You can’t control rent overnight. You can’t control inflation. You can’t control the economy. But you can control: - impulsive spending - emotional spending - boredom spending - “it was on sale” spending (that one gets everybody 😭) What No Buy January REALLY teaches you? It exposes the sneaky stuff: coffee runs, fast food, Amazon “I needed this” purchases, clothes, drinks, subscriptions you forgot existed, And once you SEE it… you can FIX it. Credit Avenger Mini Challenge (7-day version) Then take the money you didn’t spend and do ONE power move: throw it at the smallest debt (Debt Snowball style), put it in savings, start a “freedom fund.” Pick ONE thing to cut back on this week:

Let's all give a warm welcome to @Miggle Dela Roca who has a great skool group of his own. I had a private chat with him and he asked such great questions about the group.

Welcome @Kim Doerr to Credit Avenger. You’re officially in the right room. No judgment, no shame, just a plan. This community is built for real people who are ready to stop surviving and start taking control of their money again.