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Owned by John

Credit Avenger Academy

15 members • Free

Become a Credit Avenger. Eliminate $6,000 of debt in 3 months with the Debt Snowball 2.0 System and a heroic plan that puts you back in control.

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Affiliate Bonus Delivery (ABD)

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65 contributions to Credit Avenger Academy
1 like • 2d
@Jessica Clark no didn't know.
1 like • 2d
@Jessica Clark
Prepaid Card Benefits: A Smart Shield in a Cashless World
These days, avoiding cards is like trying to avoid Wi-Fi. Credit cards and debit cards run the modern world, and we are drifting fast toward a fully cashless society. Even the penny has bowed out. The last one has already been minted. Paychecks have followed the same path. Most employers now rely on direct deposit. Paper checks, when they exist at all, are mailed. That means delays, lost mail, stolen checks, and replacement headaches. Worse, a stolen paycheck can open the door to identity theft, and that door is hard to close once it swings open. Now add another reality. Some people’s credit is so damaged that opening a traditional bank account is not even an option. No checking account. No debit card. No safety net. Then there’s the risk factor. If you are dealing with a debt collection agency or an unfamiliar website, handing over access to the same bank account where your paycheck lands is risky. Once money hits that account, it becomes visible, traceable, and potentially vulnerable. One mistake, one unauthorized pull, and rent money disappears before you can react. That’s where prepaid cards quietly shine. A prepaid card acts like a financial firewall. You control how much money sits on it. There is no overdraft risk. There is no direct pipeline to your primary bank account. When used strategically, it allows you to make payments, shop online, and receive funds without exposing your entire financial life. I personally prefer prepaid cards as a layer of protection. When dealing with collection agencies, I never give access to the account where my paycheck is deposited. That account is mission-critical. Bills, housing, food, stability. It stays off limits. Think of prepaid cards not as a downgrade, but as tactical positioning. They offer: - Protection from unauthorized withdrawals - Separation between income and obligations - Access to digital payments without full banking exposure - A practical option for those rebuilding credit or locked out of traditional banking
Why I Am Not Worthless
I am not worthless because I still have something powerful to give: choice. As long as I can make decisions that protect my future, I still hold the shield. ,As long as my actions—no matter how small—move me toward stability, freedom, or clarity, I am not worthless. If my life impacts even one person for the better, I matter.And if that one person is me, that still counts.Especially in this journey. If I can offer love, patience, understanding, encouragement, or even a quiet moment of strength, I’m not worthless. If I can show up one more day, try one more time, or take one more step, then I have worth. If I can trust my own judgment, respect my growing wisdom, and honor the battles I’ve survived, I’m not worthless.If others see that value too, that’s a bonus—but my self-respect is the real credit score that counts. I am not worthless. I am a work in progress. I am rebuilding. I am rising. I am a Credit Avenger.
2 likes • 4d
@Iris Ocariza I do that a lot with things I find and save. I have a notes section called Proverbs and Insite with over 147 notes. I review it often.
Q&A meetup is here
Excited to share we are less than an hour away from the Q&A. You can use this post to comment drop questions, or just say hi.
1 like • 5d
Excited to see we are 2 minutes till start!
1 like • 5d
@Lévis Côté Tremblay Thanks for joining the call. It was great to put a face to a name.
𝐀𝐦𝐞𝐫𝐢𝐜𝐚𝐧𝐬 𝐉𝐮𝐬𝐭 𝐇𝐢𝐭 $𝟏.𝟏𝟕 𝐓𝐫𝐢𝐥𝐥𝐢𝐨𝐧 𝐢𝐧 𝐂𝐫𝐞𝐝𝐢𝐭 𝐂𝐚𝐫𝐝 𝐃𝐞𝐛𝐭
𝐇𝐞𝐫𝐞’𝐬 𝐖𝐡𝐚𝐭 𝐓𝐡𝐚𝐭 𝐌𝐞𝐚𝐧𝐬 𝐟𝐨𝐫 𝐘𝐎𝐔! The headlines said $1.17 trillion, but today it's already closer to $1.23 trillion. People aren't overspending - they're swiping to survive. Groceries. Gas. Rent. Life. With 20%+ APR, the price of owing money has doubled. Millions feel like they're working for their credit cards rather than for themselves. Here's the truth: The system is designed to keep you paying, not progressing. But you CAN beat it. The Credit Avenger Plan 1️⃣ Stop the bleeding - pause unnecessary swiping. 2️⃣ Stabilize - build a small emergency buffer. 3️⃣ Attack smart - use Debt Snowball 2.0 + high-APR targeting. 4️⃣ Renegotiate - creditors WILL work with you if you know how. 5️⃣ Earn with purpose - side hustles fuel debt payoff, not lifestyle upgrades. You're not stuck - you need a strategy. 👇 Comment "I'M READY" and I'll send you the next step to take back control. Want full support and a proven system? 👉 Join the Credit Avenger Academy - where we turn debt stress into financial comeback stories. Let's fight back. 💪🛡️
1-10 of 65
John Pogue
5
270points to level up
@johnpogue
Credit Avenger. Helping people drowning in debt.

Active 9h ago
Joined Sep 16, 2025
Conroe Texas
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