It's About Passive Income. A 401(k) is a bucket. Passive income is a faucet. Buckets eventually empty. Faucets keep flowing. Most people are taught: "Save more. Invest more. Hope it lasts." But real retirement freedom looks like: - Income that shows up without clocking in - Cash flow that covers basic living expenses - Savings that become a buffer, not a lifeline That's the difference between surviving retirement and controlling it. 401(k)s are great. Pensions are great, Social Security helps, but passive income is what keeps you independent. Examples of Real Passive (or Semi-Passive) Income: - Rental cash flow - Dividends - Royalties - Digital products - Licensing - Small automated businesses When your income pays your bills, your savings get to rest. ⚔️ Credit Avenger CTA: If you had to build one passive income stream before retiring, which would you choose? Drop it in the comments: "My retirement income would come from ______." Let's stop chasing bigger buckets and start building faucets.