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11 contributions to Retirement CASH FLOW
Making a list
I need some help here. Please let me know below what types of Retirement Cash Flow assets you want to work on below
0 likes • 2d
You know I'm going to say performing 1st position notes (either buying existing notes at a discount or creating your own using seller financing or private lending).
Auction bidding
I hit the sheriff sales every once in a while in different parts of the country and really enjoy the excitement and the bewilderment of first timers. Ha! The look on their faces trying to figure out what the heck just happened? Talking to auction bidders, it's a funny conversation. When asked what I do I say, I bring these deals to auction and watch you all fight over who is going to pay me the most. We have been buying non-performing notes going on 20 years now and foreclosure is our biggest tool in the toolbox. We only foreclose to get the borrowers to take us seriously. If one of our deals makes it all the way to sale, that is a failure on our part and our FC attorneys part. We are looking for cash flow. Multiple streams of income flowing into our tax advantaged retirement accounts. Let us hear some of your auction stories
Auction bidding
1 like • 7d
@Jay Kibbee In the 90's there were some small banks and S&Ls that went into receivorship. The FDIC stepped in to back the deposits and the bank assets were sold off at auction including their in-house portfolios of performing loans. We bought several groups of performing loans at a discount and mixed in with the seller financed note portfolio owned by the insurance company I worked with. We were only interested in the performing notes, but there were NPNs available too. Many of the banks and loans were located in Texas. The bank regulators took a different route with TARP when the banks got in trouble after 2008.
1 like • 7d
One more auction story not related to notes. As an early teen, my grandpa took me to a livestock auction to buy my first horse that was to be mine and only mine. Before that I always rode whatever farm horse my grandfather had around. This one was to be my very own. I saved up and my grandfather matched my savings. He helped me through the whole process and we won the horse for $500. That horse had some "issues" but boy did I love him (mostly he loved to run and was FAST). The joke of our partnership was I owned the Middle (that you could ride) and my grandfather owned the front (that had to be fed) and he owned the back-end (that well... shit).
50 Percent - 50 Percent?
Nearly 50% of American families have ZERO saved for retirement. Let that sink in. According to the Federal Reserve Survey of Consumer Finances, roughly half of households don’t have a 401(k), IRA, or any retirement account at all. This isn’t just concerning… it’s a wake-up call. But here’s the uncomfortable truth: This isn’t only a personal finance problem. It’s a financial education problem. For those of us in the financial education space, this should hit hard. Because if nearly half the country isn’t even getting started, then something in the way we’re teaching, communicating, or reaching people is broken. People aren’t lazy. (Some are) They’re overwhelmed. They’re under-informed. And in many cases, they’ve been left out of the conversation entirely. We don’t need more complex strategies. We need more accessible starting points. Because retirement success doesn’t begin with maxing out accounts… It begins with opening one. If you’re in this field, the mission is bigger than numbers—it’s impact. And if you’re someone who hasn’t started yet: Start small. Start now. Just start. Because doing nothing is the most expensive decision of all.
50 Percent - 50 Percent?
1 like • 12d
Well said Mike. I'd also add so many are living paycheck to paycheck. Approachable information is a key starting point.
1 like • 12d
@Mike Ruscica It is why personal stories resonate. It's about starting now wherever and whenever that is!
Just released Advanced Investing Techniques!
This is something I have been working on for 26 years! In order for you to gain access to this work in progress you must reach level 5 in this Retirement Cash Flow community totalling 155 points. On Skool, levels are based on points, and members earn points when other people like their posts or comments. Skool’s help center says 1 like = 1 point. As members collect points, they move up through the levels. We Love engagement! For Retirement Cash Flow, this means: Advanced Investing Techniques is locked until you reach Level 5 If you want to get there fast just start commenting on posts, create posts Skool wants engagement and so do we! Once you hit Level 5, that course unlocks automatically for you! Skool’s current point thresholds are: Level 1 = 0 points Level 2 = 5 points Level 3 = 20 points Level 4 = 65 points Level 5 = 155 points Level 6 = 515 points Level 7 = 2,015 points Level 8 = 8,015 points Level 9 = 33,015 points Look at the Leaderboards to see what level you are currently at. If you want to get there fast just start commenting on posts, create posts Skool wants engagement and so do we! Let me know why you need this very valuable Classroom! Let's GO!
Just released Advanced Investing Techniques!
4 likes • 12d
Love the message and what you are doing. I taught CE credits to real estate agents on using a Self-Directed IRA for a few years. A few loved it and so many others just wanted their one commission. When they weren't motivated by personal usage, I tried to tie it into how they could sell more properties if they developed investors using SD-IRAs. I like how you are building the community around like-minded people that don't need convinced. 😀
Who is using a Self Directed IRA?
Drop a comment below. This is truly important
4 likes • Jun '25
Yes! Since late '90s through what was Mid-Ohio the became Equity Trust. So many great options out there now.
0 likes • 23d
@Tony Costa I haven't. I use it to invest in seller financed notes and private mortgages. How about you?
1-10 of 11
Tracy Z
3
27points to level up
@tracy-z-1901
I love real estate notes, seller financing, and partials! I started in notes 35+ years ago after realizing I'd rather be a lienlord vs a landlord.

Active 2d ago
Joined Nov 20, 2024
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