Hi everyone, my name is Kenyade and I’m from Memphis, Tennessee. My current focus is saving and preparing to buy a home while also working on growing my business and building financial stability. Outside of money and credit, I’m a creative mom of four who enjoys learning new skills and finding ways to turn them into income. I’m excited to be here to gain knowledge on credit repair, funding, and smart financial strategies that will help me create a strong and lasting foundation for myself and my family.

Family, let’s start the day off strong. 💪 Drop in the comments: 1. Your #1 goal for today (credit, business, real estate, or personal). 2. One action step you’re taking to move closer to it. 🔥 Example: - Goal: Call 5 House Leads and Call 5 Credit Repair Leads - Action: Call 5 people on the call list and call 5 people on the credit repair list by 11:00 AM. Remember small consistent steps lead to big wins. Let’s hold each other accountable and celebrate progress together. 👇 Drop your goals below.

CareCredit is a healthcare credit card that helps people pay for medical, dental, and wellness expenses. It’s widely accepted across the U.S. and can be used for both necessary and elective procedures. ✅ What You Can Use It For 🦷 Dental care including cleanings, braces, implants, veneers 👁 Vision care including eye exams, glasses, LASIK 🏥 Medical procedures including surgeries, treatments, prescriptions 💉 Cosmetic and body procedures including BBLs, Botox, fillers, skin care 🐾 Veterinary care including vet visits, surgery, medications for pets 👂 Hearing aids and audiology services 🧘 Wellness services including chiropractic, weight loss, dermatology 🌟 Main Benefits ✔️ Special financing options such as 0 percent interest for 6 to 24 months on qualifying purchases if paid on time ✔️ Works for the whole family and even pets ✔️ Widely accepted at over 250,000 providers ✔️ Easy to reuse without reapplying once approved 💡 CareCredit can be a helpful tool when used wisely, especially for big medical or dental bills you don’t want to pay all at once. 👉 Question for you: If you had CareCredit today, would you use it for dental, cosmetic, or medical expenses first?

Let’s put some energy behind our visions today. 📸 Drop a picture of your DREAM HOUSE in the chat right now. Whether it’s modern, farmhouse, luxury, or something simple and cozy let’s see what you’re manifesting. The more we see it, the closer we get to making it real. Let’s inspire each other! 💪✨

Most people don’t realize the law gives YOU the power. Under the FCRA and FDCPA, every time a credit bureau or debt collector violates your rights, you can sue them for up to $1,000 per violation. This isn’t about begging them to fix your credit. This is about demanding compliance with the law. Here’s a strong dispute letter that makes them pay attention: [Your Full Name] [Your Address] [City, State, Zip Code] [Date] [Credit Bureau or Debt Collector Name] [Mailing Address] Re: Formal Notice of Dispute, Demand for Validation, and Reservation of Rights To Whom It May Concern, This correspondence serves as a formal dispute and demand for validation regarding the reporting of the following account on my consumer credit file: Creditor: ____________________________ Account Number: ______________________ Pursuant to my rights under the Fair Credit Reporting Act (15 U.S.C. §1681 et seq.) and the Fair Debt Collection Practices Act (15 U.S.C. §1692 et seq.), I am demanding that you conduct a reasonable reinvestigation of the above-referenced account and provide me with documented proof of its accuracy and validity. Specifically, under FCRA §609 and §611, you are required to: 1. Conduct a complete and reasonable reinvestigation of the disputed account. 2. Provide a detailed description of the procedures used to determine the accuracy of the information. 3. Furnish the name, address, and telephone number of each furnisher of information who supplied data regarding this account. 4. Supply copies of any and all contracts, applications, or signed agreements bearing my signature that substantiate this alleged debt. If you are unable to provide verifiable, admissible documentation that proves the accuracy of this account, you are required by law to delete it from my consumer credit file immediately. Be advised: failure to comply with these obligations constitutes a willful violation of federal law. Under FCRA §616, FCRA §617, and FDCPA §813, each instance of non-compliance subjects you to liability for statutory damages of **up to $1,000 per violation**, as well as any actual damages sustained, court costs, and reasonable attorney’s fees.