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Owned by Terri

We work together with you in sharing information, resources and connections that can help you realize your business plans.

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11 contributions to LetsGetFunded Starter (Free)
MANNNNNNN
MANNNNN I have a big time guest for yall on Tuesday. Sharpen your pencils and watch the calendar this one is gonna be epic.
2 likes • Sep '25
Will do.
💼 The Business Credit Play That Gets You the Bag (WITHOUT the Personal Guarantee)
Let’s talk about what separates the hustlers from the real business owners. Because when it comes to funding, lenders do NOT care how passionate you are. They care how positioned you are. Here’s the game most new entrepreneurs miss: You can’t just get an LLC and think you’re ready for $50K in business credit. You need to build the bones of a real, fundable business — or you’ll stay stuck in PG (personal guarantee) territory forever. Let me break it down for you… 📌 THE FUNDABLE FOUNDATION CHECKLIST This is what banks and underwriters are actually looking for — not vibes: ✅ Business Name that doesn’t trigger “high-risk” alerts (words like credit, real estate, or investments can flag you) ✅ EIN + LLC properly filed and matching across all docs (don’t skip this — a mismatch will get you denied before they even pull your file) ✅ Professional Email Address (use your domain — no Gmail, Yahoo, or Hotmail) ✅ Business Phone Line that matches your business name (use RingCentral, Grasshopper, or Google Voice — just don’t list your personal cell) ✅ Business Address that’s NOT a P.O. box. Use a virtual office like iPostal1 or Alliance if you don’t have a brick and mortar. ✅ 411 Directory Listing — go to listyourself.net and get listed. This is how banks verify you exist. ✅ Website that matches your business, looks legit, and includes all the basics: About, Contact, Services, Privacy Policy, Terms. ✅ Business Bank Account in your biz name, with activity (don’t open and let it sit — move some money through it monthly) 🎯 WHY THIS MATTERS When underwriters review your app, they’re looking at your business the same way a landlord looks at a tenant: Does this person look like they can handle what they’re asking for? If you apply for a $20,000 business line with a Gmail address and no website… It’s giving side hustle. It’s giving liability. You don’t need perfect credit. You need a positioned business that checks all the boxes.
💼 The Business Credit Play That Gets You the Bag (WITHOUT the Personal Guarantee)
0 likes • Aug '25
@Charlotte Howard Collins Ms Howard you have shared valuable information as per usual.
0 likes • Aug '25
@Charlotte Howard Collins sat that. It is important and a blessing when you share practical and pertinent information time.
🎉 David just won tonight’s Spin The Wheel! 🏆
We’re still live and dropping golden nuggets... don’t miss the plays that could change your funding game. 💼✨ 📍 Tap in here: https://us06web.zoom.us/j/89680110344?pwd=2loLP6Bd3YAjJkzp9phu6NofExcS5z.1
🎉 David just won tonight’s Spin The Wheel! 🏆
0 likes • Aug '25
One good turn! Congratulations!
Hi everyone my name Arrak
Im looking for helping getting 250k
Poll
2 members have voted
0 likes • Aug '25
Welcome to the community.
Unique Credit Card w/$250,000 Maximum Limit
Aven combines the convenience of a credit card with the savings of a home equity line of credit (HELOC). It works like any other credit card where you can make everyday purchases and earn unlimited 2% cash back. (See attachment with full summary). I have posted this before but I have had several direct chats requests for more information. The attachment is all I really have.
Unique Credit Card w/$250,000 Maximum Limit
1 like • Aug '25
Yes, I just leaned about this card a week ago. So i've been doing my research. glad to hear you speak about it. I will continue to research. I f anyone in the community have used this. I would welcome any feedback or insights.
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Terri Mimms
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42points to level up
@terri-mimms-3887
Commercial Loan Broker

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Joined Jul 14, 2025
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