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5 contributions to Maximum Approval
FTC REPORT
when doing another around for a client because the login information is not recognized anymore, am I going back through the same steps again
Credit builders
Ì need help finding credit builders
0 likes • Jul 24
@Brianna Shehee thank you so much
🔥NEW Late Payment Letter
[Your Full Name] [Your Address] [City, State ZIP Code] [Email Address] [Phone Number] Date: [Insert Date] To:[Credit Bureau Name][Address of Credit Bureau][City, State ZIP Code] Subject: Dispute of Inaccurate Late Payment Under FCRA – Request for Immediate Deletion Dear [Experian / Equifax / TransUnion], I am writing to formally dispute the accuracy of a late payment entry that appears on my credit report. According to my recent credit file provided by your agency, the following account is reporting a late payment that I believe is inaccurate, unverifiable, or misrepresented: - Creditor Name: [Insert Creditor Name] - Account Number: [Insert Account Number] - Date of Alleged Late Payment: [Insert Date] Under 15 U.S. Code § 1681i(a)(1)(A), I am exercising my right to dispute incomplete or inaccurate information. You are required by law to investigate this matter within 30 days of receipt and remove or correct any information that cannot be verified as accurate. Furthermore, under 15 U.S. Code § 1681e(b), credit reporting agencies must “follow reasonable procedures to assure maximum possible accuracy.” Reporting a late payment without fully verified documentation from the furnisher violates this statute. I am requesting: 1. A full reinvestigation of the late payment in question. 2. A copy of the method of verification used under 15 U.S. Code § 1681i(a)(6)(B)(iii). 3. Immediate deletion of the late payment if the creditor cannot verify the accuracy with proper documentation. Please be advised that if the entry is not accurately verified and corrected or deleted within 30 days, I reserve the right to file a complaint with the Consumer Financial Protection Bureau (CFPB) and consider legal action for noncompliance with federal law. I have enclosed a copy of my identification and a copy of my credit report with the disputed item circled. Thank you for your prompt attention to this matter. I expect a response within the legally required time frame.
🔥NEW Late Payment Letter
0 likes • Jul 20
Exactly what I need, thank you
help with documents
I went to order documents for my Cilent and the website is only accepting bitcoin only for payments? is there away around this?
💎 Hack to Remove Charge-Offs/Collections Using CFPB 💎
Are your dispute results coming back as "verified"? You did the hacks, sent the letters, and did every possible online dispute... Well family, it is time to go through the process of filing a complaint with CFPB. Did you know charge-off accounts are always with the original creditor? They have all the information, they can verify it, and it is very likely why you cannot get it removed with all the other methods. Sometimes it may work to claim that the "account is not mine" but not always. Since that is the case, it is time to remove charge-off accounts with CFPB complaints. Visit CFPB and follow each step, feel free to personalize and modify the language to your complaint. 🚨GET THESE ACCOUNTS REMOVED 🚨 1. Go to http://consumerfinance.gov and start a complaint! 2. Credit reporting or other personal consumer reports (background checks, employment, or tenant screening) 3. Credit reporting. 4. Improper use of your report (shared without consent, credit inquiries from unknown sources) 5. Reporting company used your report improperly (obtained or used for purposes that aren't allowed by law) 6. Have you already tried to fix this problem with the company? YES 7. Did you request information from the company? YES 8. Did the company provide this information? NO ‼️60 % Success Rate
💎 Hack to Remove Charge-Offs/Collections Using CFPB 💎
0 likes • May 27
will try this method
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Shena Zellars
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1point to level up
@shena-zellars-1881
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Active 1d ago
Joined May 23, 2025
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