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Owned by Shania

Done-for-you credit repair. We do the work, you watch your progress. 💚

Done-for-you credit repair plus 1:1 strategy to get you funding ready. 💚

152 contributions to Denied to APPROVED Academy
Got Mail From a Bureau? Here Is What to Do With It
Hi everyone, Quick check-in on your file today. When a credit bureau or creditor sends you a letter, that piece of mail is part of your progress. It shows what was updated, what was verified, and what still needs attention. Here is your simple file routine for this week: 1. Open every letter from Equifax, Experian, TransUnion, or a creditor as soon as it arrives. 2. 2. Take a clear photo or scan of every page and upload it in your client portal. Please do not send it by text, email, or DM. 3. 3. Make sure your MyFreeScoreNow monitoring is still active so we can see your updates: https://app.myfreescorenow.com/enroll/B03C6628 4. 4. If you have not finished your intake yet, start here: https://joyfulcapitaladvisory.com/intake Your file moves best when we have the full picture, and you are a big part of that. Comment below: Have you received any bureau mail in the last two weeks? Just reply "yes" or "not yet" so we can make sure you are on track. This content is for educational purposes only and is not legal or financial advice. Results vary and are not guaranteed.
Set It and Protect It: Autopay and Alerts
Happy Tuesday, family. Today is all about protecting the progress you are working so hard for. One of the simplest habits that makes a real difference is putting your payments on autopay and turning on alerts. A single late payment can undo a lot of hard work, and most of the time it happens because life got busy, not because the money was not there. Here is a quick habit check for this week: 1. Set autopay for at least the minimum payment on every card and loan. 2. Turn on due date and balance alerts in each account's app. 3. Keep your MyFreeScoreNow monitoring active so you can see changes as they happen: https://app.myfreescorenow.com/enroll/B03C6628 4. Hold off on new credit applications and keep your older accounts open while we work on your file. Small, steady habits add up over time. Tell me in the comments: which of these do you already have set up, and which one are you adding this week? This content is for educational purposes only and is not legal or financial advice. Results vary and are not guaranteed.
49 special
Hello, are the 49 dollar special still going on.Have a couple of people who ask about it
0 likes • 4d
hey ruby yes ma’am they are I’ll send you the link for them
📢 IMPORTANT ANNOUNCEMENT — Please Read in Full 📢
Hey everyone! 👋 I want to take a moment to make something very clear about how the $49 plan works so we are all on the same page going forward. 📵 No One-on-One Calls The $49 plan does not include one-on-one phone calls, one-on-one Zoom calls, or direct phone access to me. All questions and concerns must go through the Skool portal or via text. Many of you do have the business number — that is fine for quick questions, but if you ever need an actual phone conversation, that is a $50 consultation call. ✅ You Are Still Getting Full Credit Repair I want to be clear — everyone on this plan is receiving full credit repair services. I am walking each of you through the process and communicating with you directly through the portal. But I cannot offer direct, unlimited phone access for $49. That would not be fair to the clients who are paying $130 specifically for that level of support. ⬆️ Need More Access? Upgrade to the $130 Plan If the $49 plan is working for you and you just need the credit repair work done — let's keep going, we are going to get you great results! 🙌 But if you need more one-on-one support and the ability to just pick up the phone and call me anytime, the $130 plan is the right fit. Just reach out and I will get you moved over! We are not making exceptions to the plan structure for anyone. I love working with each of you and I want to make sure everybody gets exactly what they need! 💚
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Credit building bank funding
https://youtu.be/vrgcXTybXdE?si=l_3asGW8a2uu8F8H Hey yall here’s the link go watch it this is a bank That’s really good with funding and credit building
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Shania Beale
6
1,471 points to level up
@shania-beale-4860
I went from a 400 credit score to a half-million dollar home. Now I help YOU get Approved. CEO, Joyful Capital Advisory 🏆

Active 12h ago
Joined Jun 16, 2026
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