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6 contributions to Denied to APPROVED Academy
Please READ 👀
💚 GOOD MORNING & HAPPY THURSDAY, APPROVED FAMILY! Y’all, I want to address a few things this morning, and I want everybody to understand that everything I say comes from a place of LOVE. 💚 FIRST, LET’S TALK ABOUT CREDIT UPDATES! One thing I’ve been noticing is that whenever I announce that updates are going out, everybody starts reaching out asking for theirs. 😂 Guys, remember that everybody started this process at a different time, which means everybody’s updates will NOT go out at the same time. When I announce updates, I’m usually referring to new members receiving their initial credit analysis or existing members who are actually due for an update. Credit repair is NOT an overnight process. You have to allow the credit bureaus time to investigate and respond to disputes, which is generally around 30 days and sometimes up to 45 days. That means you’re not going to receive a new dispute update every day or every week. If you haven’t heard from me, it doesn’t automatically mean nothing is being done. Your next update may simply not be due yet. One thing about me, I’m HANDS-ON! I care about your progress, and I’m going to make sure you’re informed throughout this process. That’s what you’re here for, and I take that seriously. SECOND, LET’S TALK ABOUT COMMITMENT! Some of you joined this community at grandfathered rates of $34, $39, or $49 per month. Please understand that if you cancel your membership, you will lose that rate, and if you decide to return, you’ll be subject to whatever pricing and enrollment options are available at that time. And y’all, I’m going to say this with love. $49 a month breaks down to approximately $1.63 a day. Sometimes reaching our goals requires us to look at our spending habits, make adjustments where we can, and prioritize what matters to us. Now, I understand everybody’s financial situation is different, and I’m not here to judge anybody. But what I DO want is a community full of people who are committed to their own growth. I can’t want better for you more than you want it for yourself.
0 likes • 24d
Amen 🙏🏽 🙌🏽
🚨 IMPORTANT ANNOUNCEMENT, APPROVED FAMILY! 💚
🚨 IMPORTANT ANNOUNCEMENT, APPROVED FAMILY! 💚 I want to give everyone a heads-up about something important. Once this community reaches 200 members, we will officially CLOSE enrollment to this group. We are preparing to transition into something new that will allow us to continue helping clients on an even bigger level. But I want my current Approved Family to understand something: If you leave or cancel your membership, you will NOT be able to come back into this community under your current grandfathered rate. So if you’re currently paying $40 or $49 per month, I highly recommend keeping your spot and protecting your rate. I purposely put a cap on this community because I don’t want to just put hundreds of people into a program, collect a monthly payment, and nobody feels supported. I want to be hands-on. I want to know what’s going on with your credit. I want to give you updates. I want to teach you how credit works. I want to help you rebuild. And most importantly, I want to see you actually get RESULTS. 📈💚 That’s why you’ll see me doing Zoom calls, dropping credit gems, checking profiles, giving individual updates, and continuing to add more education and resources for you. 200 members is our limit. Once we hit it, we’re closing the doors and focusing on serving the people who are already inside. So if you’re here now, KEEP YOUR SPOT. KEEP YOUR GRANDFATHERED RATE. AND LET’S FINISH WHAT WE STARTED. 💚 We’re not just working on a credit score. We’re working toward becoming APPROVED. 🔑🏡🚗💳 REBUILD. RESTORE. RISE.
0 likes • Sep 15
Thank you so much. Can we still refer people for till you reach the 200 cut off limit
Ebook sale
Hey guys the ebook is on sale for only 24 hours here’s the link I highly recommend getting this ebook to have even once you get out of credit repair https://stan.store/joyfulcapital
0 likes • Aug 28
Just got my E-book, 🙏🏽
SUNDAY — Reset and Keep Going
🙏 Happy Sunday, Approved Family! Take a moment today to celebrate yourself. You are here because you decided that “denied” is not the end of your story. This week focus on one thing: pay on time, keep your balances low, and stay active in the Academy. A better credit profile is built through consistency, not perfection. We are proud of you for continuing to show up. 💚 Drop a 🏡 if you are claiming your approval this year!
0 likes • Aug 23
🏡
☀️ GOOD MORNING, APPROVED FAMILY!
Please help me welcome Ms. Evalyn Lara to the family! She is our Group Manager and will be helping with onboarding. 💚 If you receive a message from Evalyn, it means there is something still needed to complete your onboarding so we can get your credit repair started. She can help if you need assistance with: ✅ Completing onboarding ✅ Setting up or activating your credit monitoring ✅ Sending in required documents ✅ Getting started with credit repair Please make sure you respond to her messages and complete anything she requests so we can keep your file moving forward. Welcome Ms. Evalyn to the Approved Family! We are excited to have her helping us stay organized and on track. 💪🏡 If you have any questions, you can always direct message me here in the community. — Shania
0 likes • Aug 14
Welcome
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Ruby Stephens
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2 points to level up
@ruby-stephens-1731
Ruby Stephens

Active 19d ago
Joined Aug 14, 2026
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