When I close a bank account. Does it impact on my credit score? I have a Bank of America checking account but I don't use it. I use my Chase checking account more. So I was thinking of closing it because I have to pay the maintenance fee every month. Before that, I want to make sure it won't impact my credit.

My friend has been running a business for 15 years, but he's facing a common issue. He uses a personal credit card for business expenses, leading to high balances that fluctuate frequently. As a result, his personal credit score is negatively affected. When he pays off the card, the score improves, but recurring expenses cause the balance to rise again, creating a cycle that impacts his credit. Have you deal with this kind of situation?

Hello, has anyone here disputed late payments on a charged off account that has been settled? I would try and remove my C/O accounts altogether but they make up a big part of my history so instead I want to try and remove the late payments to help my score go up. TYIA.

I used way over 30% of my card limit last month and my FICO dropped from 760 to 701 😢 is that easy to get back up if I stay under 30%, pay on time, etc. ??? Or will it take a while now to work my way back up to where I was?

Yo so I have a checking account with Wells Fargo and I'm trying to switch to a different bank for checkings to create a relationship with a better bank but I have a discover credit card but i am planning to move to chase or capital one credit cards and then hopefully to Amex but I don't know what checking bank I should switch to. So I need advice for which checkings account is best and is chase or capital better for checkings and credit cards ?