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4 contributions to Credit MasterClass
Jun '24 β’Β
FICO
I used way over 30% of my card limit last month and my FICO dropped from 760 to 701 π’ is that easy to get back up if I stay under 30%, pay on time, etc. ??? Or will it take a while now to work my way back up to where I was?
Jun '24 β’Β
balance due date vs statement date
how many days apart usually are the balance due date and statement date?? Which one comes first? however much $ I have in my balance when the statement date comes around is what gets reported for utilization correct?
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Jun '24 β’Β
Credit Card vs Charge Card
what is the difference between a credit card and a charge card? what are the benefits of a charge card?
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