A lot of people think a low score means no funding. Not always. Many times the score is low simply because credit cards are maxed out. Example: You might have a 650 score because you’re carrying $25K–$30K on credit cards. That doesn’t mean your profile is bad — it means your utilization is high. 🔧 The Strategy In situations like this, we can often apply for a consolidation loan through lenders like: • SoFi • Upstart • LightStream When approved, the loan is an installment account, not revolving credit. This means we can use the loan to pay off the credit cards, which usually: ✔️ Drops utilization dramatically ✔️ Raises the credit score ✔️ Improves approval odds It’s not uncommon to see someone go from 650 → 720–740 after consolidation. 🚀 What This Solves 1️⃣ High-interest credit card debt that’s hard to pay down 2️⃣ Low score caused by utilization 3️⃣ Positioning your profile to qualify for $100K–$200K in 0% funding 📈 The Long-Term Goal Once funding is secured, the goal is simple: Stop relying on personal credit cards. Use business credit instead. Business cards allow you to use capital without hurting your personal utilization, which keeps your score high while still leveraging funding. 🎯 Need Help Consolidating to Get Funding? If your score is low mainly because of high credit card balances, we may be able to fix that quickly. Comment “FUND” and we can take a look. PS, you still need good credit with no lates within 2 years and no collections.

f you’re serious about scaling, this is important. I just added a new module inside VIP covering: 🧠 How to find quality VAs 📋 How to interview and hire correctly 📂 How to build simple SOPs 🎥 How to train them step-by-step 📈 How to manage and scale your team At some point, you have to stop doing everything yourself. If you want to grow your brokering, funding, or marketing operations — this is how you buy back your time and build leverage. Go watch the module inside VIP now. 🚀 Not part of VIP yet? You can join here for only $97/M. https://www.skool.com/credit-vip/about

If you’re serious about changing your income in 2026, don’t skip this. There are two paths inside this community… and both can change your life if you take them seriously: 1️⃣ Want Funding? Attend our FREE Funding Training If you want to secure serious capital, start with my free live training. 🎯 Inside the training, you’ll learn: 🔑 The 3 secrets to getting BIG funding 💳 How people are getting $100K–$200K in 0% funding 🏦 How I personally built $1.1M in business credit 📖 My full backstory and how I cracked this game 🏘 How to cover 100% of real estate deals 🏢 How people are buying businesses with zero money down 🎁 Free resources + bonuses just for attending Even if you don’t move forward with funding, you’ll leave with actionable plays you can use immediately. 👉 Register for the free training here: https://go.fundrapp.com/skool-384800 2️⃣ Want to Money Broker? This is the BEST income stream for 2025–2026 Selling money is the sexiest business you can be in right now. We have: 💰 Affiliates making $3K–$10K a month 💰 Partners doing $20K–$50K+ a month 💬 All from sending leads or doing simple 3-way texts In the free training, I’ll show you: 🚀 How to get your first client 🔑 My secret hacks and methods ⚡ How to fast-track your results 📲 And how simple this really is when you plug into the system 💰 Get access to CRM, data points, and the ability to turn credit into wealth 👉 Register for the onboarding call here: https://skoolmbs.com/ 🧼3️⃣: Fix Your Credit Fast (Free Action Plan) If you want a free credit repair action plan, watch this short video. We’ll generate your plan for free and if you want help, we can fix your credit super cheap so you can go for funding ASAP. 👉 Watch here: https://www.skool.com/credit-free/classroom/4b200df7?md=b5acc2b9235a4cc3aa94ae1aefc9f4a3 Comment below which path you’re choosing:

🚀 Welcome to the fastest growing funding community on Skool. I built this community to help people unlock funding, build freedom, and create new income streams whether through their own business or by helping others access capital. I’ve personally built close to $1M in credit myself and hit an 850 score, and our team has funded 2,000+ clients with 410+ verified reviews and a 4.8 rating. 🔑 How To Use This Community (Very Important) People who win here do three things consistently: 1️⃣ Start with the pinned posts Everything you need to understand the structure of the community is pinned. Don’t skip them. 2️⃣ Show up to live calls and replays That’s where the real context, data points, and nuance are shared. 3️⃣ Ask questions + take action This is not a lurk-and-hope group. The people who move fastest are the ones who engage. 🙋‍♂️ Introduce Yourself Before you go, drop a quick intro below! Let us know what you do, where you’re from, and what your goals are so the community can connect and help you win faster. After you do that, check out this next post and then you're done reading for now. 😂 👉https://www.skool.com/credit-free/dont-miss-these-2-steps-read-this-if-you-want-to-win-here?p=a928c0c8

We’re growing fast… so I’m doing ANOTHER raffle for you guys. This time the winner chooses 👇 🏆 Option #1: Infinite Funding Blueprint Course + Group Coaching ($4,000 value) Everything I know about securing $100K–$200K in 0% funding every 6–12 months. Full system. Data points. Application sequencing. Bank strategy. I spent 80k in mentorships learning this stuff. OR 🏆 Option #2: 1 YEAR VIP Skool Access ($97/month value) Learn how to money broker and generate $5K–$10K/month.Includes: • CRM access • Advanced funding tactics • Live trainings • Scripts + deal breakdowns • Private community access You pick the prize. 🎟 How to Enter (Simple): 1️⃣ Register using the form below https://lc.fundrapp.com/widget/form/dhoThYjZuzis0g9nICvR?notrack=true 📅 Winner announced LIVE this Wednesday the 25th at 9AM EST Replay will be available for everyone. If you’ve been watching from the sidelines… this is your shot. Let’s see who wins. 🔥 Once you register, comment "DONE" so I can get a headcount. PS, if you are already part of VIP and have IFB, I will have to give you something else lol.