If you have a 600 credit score, you can still get approved for several credit cards designed for fair credit.
If you have a 600 credit score, you can still get approved for several credit cards designed for fair credit. Here are some good options: 1. Capital One Platinum Credit Card - Key Features: No annual fee, automatic credit limit increases after 5 months. - Why: Great for building credit with fair credit scores. 2. Discover it® Secured Credit Card - Key Features: 2% cashback on dining/gas (up to $1,000 per quarter), no annual fee, and cashback match for the first year. - Why: Good for earning rewards while rebuilding credit. 3. OpenSky® Secured Visa® Credit Card - Key Features: No credit check, requires a refundable deposit, and reports to all three bureaus. - Why: Easy approval with no credit check. 4. Avant Credit Card - Key Features: Low annual fee (~$29), reports to all three bureaus. - Why: Designed for fair credit, with a simple process. 5. Credit One Bank® Platinum Visa® - Key Features: 1% cashback on eligible purchases, reports to all three bureaus. - Why: Good for earning cashback while rebuilding credit. 6. First Progress Platinum Elite Secured Mastercard® - Key Features: Low annual fee of $29, requires a refundable deposit, and reports to all bureaus. - Why: A solid secured card for building credit. 7. Milestone® Gold Mastercard® - Key Features: Reports to all bureaus, annual fee between $0–$99. - Why: A decent option for those with fair credit. 8. Indigo® Platinum Mastercard® - Key Features: Pre-qualification with no hard inquiry, reports to all bureaus. - Why: Easy approval for fair credit applicants. Tips: - Go for secured cards: Easier approval with a refundable deposit. - Pay on time: Helps improve your score and creditworthiness. These cards offer a good mix of rebuilding credit with minimal fees.