Hey skool friends! 🙌 AI is completely changing the game right now. Are you just pinging it with quick questions? Or going deeper—letting it write documents, code, do research, and help with the daily grind? Are you using AI agents to work for you 24/7? Drop it in the comments: What’s your current go to AI tool, and what are you planning in the next 1-3 months? Your take could light up someone else’s next level.

Is there seasoning when converting from a HML to a DSCR? Does it matter who funds the HML?

Do we have hard money lenders that can do 90% of the purchase price, or is 80% the Max, or is it even less?

We have an open Q&A call tonight that we will likely focus on the Stack Method if we don't have too many other questions. We might even push the Q&A to after the discussion to make sure to get it in. We will talk about the below topic as well at the start of the call. Please take a quick read and bring your questions, comments and proposals to the call. __ Also, we are running into a common misconception about the process with primary funding on DSCR deals. 👉 Some of our acquisition team members are feeling like if their client is doing a Stack but needs the DSCR support as well, they should apply for both deal types. 👈 This is understandable, but causes us internal challenges and slow downs. Let me explain. 👇 The normal process with all Stack deals starts with us evaluating the deal, the players, the experience, etc. That means we are doing the following : 1️⃣ asking about their primary lender and if they need us to refer one to them. 2️⃣ doing the same thing with a TC, since these deals fall apart frequently when they don't have an experienced TC for the real estate transaction. 3️⃣ doing this with the title company ... because we want to get them to use one that is used to these deals, like Closed Title. If a second deal comes into our system for a DSCR there are a few potential issues that arise. 🪢 it's not tied to a Stack deal at submission; it's a stand alone DSCR that looks like it needs additional funds (doubling the actual need). 📥 it can be automatically routed to one of our primary funding partners, and not the one that we are working with on the Stack deal. This wastes their time and can damage our relationship with them if repeated frequently. Therefore, if the deal is a Stack deal and we are intending to fund the Stack portion, please DO NOT submit a second deal for the primary lending portion. However, if it is a deal we are not funding the Stack on (i.e. Refi, etc) please submit only the DSCR request in the system. Only submit the Transactional deal request if other funding is related to it.

** updated post ** I just got home so I will post a video about it by Monday. You are going to love this! 3 Updates in one bit bang 💥 Anyone that guesses correctly the 3 upgrades will get a prize! 🎁 Let's hear your best guesses below 👇 before I post the video. If you don't have a white label, come join and let's do deals together! https://www.skool.com/fundinghub/plans