Most working professionals drowning in debt are just making minimum payments on their credit cards. The problem with this is you're mainly paying interest every month while barely touching the actual debt. You're trapped in a cycle where the credit card companies win and you stay broke. This leads to years of stress, watching your debt barely move, and feeling powerless while thousands of dollars disappear to interest payments. After helping a veteran save over $34,000 in mortgage relief and guiding multiple people from debt to financial freedom, here's what I'd use instead: The Debt Snowball 2.0 System. This is because you attack your debts strategically with behavioral coaching, custom tracking, and accountability—not just throwing money at minimums and hoping things work out. Which leads to faster debt elimination, improved credit scores, and actually seeing progress every single month. Now, you can think about it like this… Do you want to stay stuck making minimum payments for the next 10 years? Or would you prefer to eliminate $6K in the next 3 months and actually become debt-free?

Everyone excited about the Debt Reduction worksheet class in about 50 minutes?

I will be doing the Debt Snowball Training live. This is the Free debt snowball spreadsheet and how to use it, that everyone gets free for joining my Skool Group. There will be a question and answer session at the end. I am taking a census of what time is best for the group to meet? Remember I am in the USA in the Central time zone. Please place your preferred time in the comments below.

Hi @John Pogue, can you please tag me here when there's new training in the Classroom?