We used to make good money and save diligently. But our money just sat in bank accounts and retirement accounts while we watched others grow their wealth in ways we didn't understand. It sucked because we felt too embarrassed to ask for help without looking foolish while working at an investment bank. We lived through the 2001 and 2008 market crashes but, investing felt too risky for people like us because we grew up without money. But then, in business school, we learned portfolio theory. We realized most mutual funds were largely a waste of time and that we could manage our own money better ourselves. Which led us to managing our own portfolios, achieving over 22% returns, building $10K+/month in passive income through real estate and the stock market, and retiring at 34. Want to know how we did it? Reply YES and I’ll DM you the details.

It's April which means we've already finished the 1st quarter of 2026. Are you still pursing the money goals you set at New year, doing something completely different, or need motivation to actually start them?

I love the information we received on terms. So often we hear words and may not be 100% sure of what they mean in terms of investing. I found it very helpful.

HYSA High Yield Savings Accounts Hello can anyone share their experience in selecting a HYSA many seems to have Requirements for direct deposit or the percent changes after a few months. What’s the best Way to make a selection?