Slammers, Let’s be honest: between the Renters' Rights Act tearing up tenancy rules and the government’s endless tax tweaks, the UK property market is struggling to say the least. Rachel Reeves took 2% tax straight off your bottom line and before it took effect, John Healey took another! At Definitive Wealth, we’ve always put your interests first. That means that we’d rather pause the training rather than take your money and cross our fingers in a market rigged against you. You’ll no doubt see plenty of "free" property events where the sales pitch is heavy and the content is light. We’ve always prided ourselves on delivering genuinely rich, rigorous education rather than a glorified sales pitch. Because we actually run a sustainable business to deliver that depth, we refuse to compromise on quality just to stay active in a broken climate. Instead, we’re pausing SLAM! and the training until the New Year. We are however considering the Winter Ramble if there is sufficient interest. It would be on Monday 7th December, 10am to 2pm at The Victoria, 113 Hewell Road, Barnt Green, West Midlands, B45 8NW. Admission is free, you only pay for your food and drink. Everyone is welcome. Let us know by Monday if you wish to come. Cheers, Nick and Jamie

Hi! Going round in circles online, anyone got a reliable firm that will do a RICS desktop with a 48 hour turn around or less? Thank you

Hi all, I’m looking to go out to tender in the next couple of weeks for my commercial conversion project in Greater Manchester; comprising 2x large HMOs (15-bedroom) and 3x separate flats. Can anyone recommend a reliable contractor in North West who would be worth adding to the tender list? Any introductions or recommendations would be greatly appreciated. Many thanks 😊🙏

It never fails to surprise me how clever the lenders are at selling expensive mortgages. I am purchasing a student HMO for £180k. Here are my options. Which one would you choose? 2-year fixed • 4.59% • Free Valuation • £4005 product fee 2-year fixed • 6.35% • Free Valuation • £1495 product fee 5-year fixed • 5.19% • Free Valuation • £4005 product fee 5-year fixed • 5.69% • £435 Valuation • £1495 product fee

You guys all know that a big part of my business is funding. Today I’m heading out for something a little different: the inaugural UK Finance Festival organised by iLA and Roma. If you’re going to be there give me a shout, I’ll report back on how it goes in the comments!