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Dirt To Dollars

1.8k members • Free

Land League

428 members • Free

4 contributions to The MHP Pros Mastermind
Using Claude Code for MHPs
Hey Everyone - I joined this community back in November and have been getting through the course. I run an Ai consulting business outside of investing in real estate (raw land, land and home packages and now MHPs) so I started leverage Claude Code to help find deals in my target markets. Is anyone else experimenting with it? With a couple apis from Google Maps you can really narrow down your list.
1 like • 16h
It’s really good 👀
Seller Financing Calculator Updates - Mid-Loan Principal Paydown
This week’s upgrade: Principal Paydowns in the Seller Financing Calculator. Why? I’m experimenting with creative deal structuring again (aka trying to win deals without just raising my price). Let’s say you’ve got a seller-financed deal with a 10-year note. And in year 3, the seller wants an extra 10% down. Or maybe you want to offer that as an incentive to seal the deal. Now you can bake that into the calculator and instantly see how that affects your cash flows, interest payments, and overall structure. I used this in a live $4M offer where I was doing: - 20% down - 5% interest - 30-year AM - 4-year term And to sweeten the deal, I offered a $400k principal paydown in year 3 plus stepped up the interest to 6% to get the seller more of their money faster. Now you can model that scenario easily in the calculator. Other new things you can now do: ✅ Add mid-note principal paydowns ✅ Change rates mid-note ✅ Toggle interest-only periods ✅ See full breakdowns of loan balances, payments, and cash flows ✅ Experiment with incentives like one-time extension fees or rate step-ups All of this is live now. It's a little more advanced, but gives you way more firepower when negotiating seller finance deals. Check out what the final offer letter looked like in the accompanying picture
Seller Financing Calculator Updates - Mid-Loan Principal Paydown
1 like • 3d
Here are some other ideas… - Interest-only periods upfront: First 12-24 months IO to boost your early cash flow, then kick in principal. Keeps you liquid while rehabbing or stabilizing. - Balloon extensions with appraisals: Like a 5-year balloon, but build in mutual extension if it doesn't appraise at purchase price. - Deferred payments: Push principal-only payments for 6 months while you add value, then ramp up. - Profit-sharing incentives: Seller gets 10% of net profits years 2-6, plus a $50k balloon in year 7 if it hits cash flow targets.
PSA signed
Man I met with a seller 7 pad. Direct billed utilities. Sadly another cold caller already has 200 pads locked up of multiple smallish parks from them of 10 units plus and most of the public utilities. But they got more units of tiny properties scattered and solid seller financing. Going to take a look at it all. This one 20 year note. Want me to hold, 5% interest, 5% down. Made sure not to lock myself from refinancing but they did ask about it. But they are business people themselves and said hey if you find a big park and need the money then that’s fine.
PSA signed
2 likes • 13d
Lfg!
Land Investor in SC - Chicago Based
Hey Everyone - My name is Nick. I’ve been investing in real estate on side of my tech sales job for the last 4 years but now at the point where I’m ready to go full time. My primary active income in real estate is land investing in the Carolinas. What we’ve noticed in the last two years is the majority of the land we pick up goes to a homesteader, manufacture home builder or modular home builder. I’m looking to put more of my active income to work and MHPs or RV parks have been on my radar. I currently manage a small multifamily property in Chicago and I’d rather avoid that asset class moving forward. HOAs sucks 😂 Outside of that I’m an integrator at heart so if you’re looking for anything operations related let me know. Gohighlevel is your best friend as an entrepreneur. Their new Ai employees are a life saver!
1-4 of 4
Nick Turnbull
2
6points to level up
@nick-turnbull-1079
Chicago based investor - Subto & Owners Club RE/Land Wholesaler & Owner of GrowthBoost

Active 16h ago
Joined Dec 15, 2025
Chicago
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