4 Steps to $9K Credit Card with Fair Credit
You don't need perfect credit scores to get a Navy Federal Credit Card. Someone i know with scores in the 680s got $9,000 approved with just 10 months of credit history, and I'll show you exactly how he did it. Navy Fed doesn't approve you the way big banks do. They don't care as much about your FICO score, they care about how is your relationship with them. And that's why Cloud Residents can easily get $10K, $20K, even $25,000 starting limits, while others get denied instantly. So here's 4 small steps this person took to get approved for $9,000 Navy Fed GO REWARDS Card: 1. Open Checking + Savings 2. Put $2,500 in, then used it to open a pledge loan (secured loan) 3. Paid off 90% of that loan a few days later 4. Manufactured Direct Deposits to show real account activity Month 1, Navy Fed only pre-qualified for a secured card. But on month 3, he ran the pre-approval tool again. Pre-approved for every Navy Fed credit card. Instant $9,000 limit. That is Navy Fed's internal score system at work, and they literally mail you that score after you apply. Keep in mind, Navy Federal has strict membership requirements - you typically need a access code or military connection to even get an account. The step-by-step guide to getting approved for Navy Federal membership with Access code and manufacturing Direct Deposits is available in the "non-Resident Banks" classroom.