Hi Ryan, i had some similar issues... and my pc is rather new.. as Alex mentioned, if you use plugins which are in your template or start a session where its not updated, it can cause some issues... in my case, Waves plugin caused crashes in my template after some time. i disabled VST2 completely and deleted also the blacklisted plugins form cubase. Since then no problem. For Kontakt, maybe check if you have multicore processing on in cubase, if so turn it of as cubase handles the multiprocessing part. Hope that helps!