Today’s group coaching session inside the Property Wealth Academy turned into a really interesting discussion around creative finance — specifically lease options and purchase instalment style structures. One of the most important reminders that came out of the conversation was this: Don’t let the tail wag the dog. Creative finance tools are just that — tools. They are not strategies in themselves. A common mistake I see investors make is becoming fascinated with a particular structure — lease options, vendor finance, exchange with delayed completion, assisted sales — and then going out into the world trying to force deals to fit that structure. That is the wrong way around. The starting point is always the situation. What is actually happening with the vendor? - Why are they selling? - What pressures are they under? - What outcome do they need? - What problem are they trying to solve? Once you understand that properly, you can then look at your toolkit and ask: Which structure solves this problem for them while still creating a viable deal for you? Sometimes that will be creative finance. Sometimes it will simply be a clean purchase with cash or bridging. And sometimes the correct answer is to walk away. The structure should follow the situation, not precede it. We also spent a bit of time zooming out and thinking about the macroeconomic environment, which is something I encourage investors to do more often. Property doesn’t exist in isolation — it sits inside interest rate cycles, credit cycles, and liquidity conditions. One thing I shared with the group is a scenario I’m personally thinking about. If we were to see another spike in inflation — whether from energy shocks, geopolitical issues, or monetary policy shifts — it is entirely possible that short-term interest rates could move up again. If that happens, a lot of marginal deals that were structured at today’s rates may suddenly stop working. And when deals stop working, they tend to fall out of bed very quickly.

Firstly — apologies for the timing faff earlier. That was entirely on me… a classic time-zone mix-up my end. Appreciate everyone who jumped on live and stuck with it. Here’s the recording 👇 I really want you to watch this one. 6th April is now only about six weeks away, and this isn’t one of those “HMRC might do something eventually” changes. This is happening. If you have: • any property in your own personal name • any self-employment income • or you’re still doing your books once a year in a panic every January… …Making Tax Digital affects you. A lot of landlords are about to get caught out because they think this is just “online tax returns”. It isn’t.It changes how and how often you have to report to HMRC, and the penalties for getting it wrong won’t be friendly. The point of this session wasn’t to scare you — it was to give you clarity and a plan so you’re not scrambling in March. So please do yourself a favour and watch it properly (not on 1.5x while checking emails).It’ll probably save you a lot of stress later this year. And if, after watching, you realise you’re not set up or you’re unsure what you actually need to do — just reach out to @Simon Misiewicz . He and his team deal with this all day and can get you squared away quickly. Better to sort it now than discover it when HMRC writes to you. — Rob

I’ve just uploaded the recording from this morning’s ACOM coaching session, and it’s well worth your time if you want to operate at a higher level — not just in property, but in energy, focus, and execution. What we covered: 1. Wearable Bio-Trackers for High PerformanceI did a live demo on how I personally use WHOOP and Oura together — not as gimmicks, but as decision-making tools. More importantly, I showed how to augment the data with ChatGPT to build a highly granular, personalised high-performance plan based on your goals — whether that’s business output, training, recovery, fat loss, or cognitive performance. This is about using data to drive behaviour, not just collecting stats. 2. Notion Deep Dive – Turning Templates into a Personal Operating SystemWe then went deep into Notion: - How to get the most out of my existing templates - How to treat them as open-source frameworks, not rigid systems - How to customise Notion so it actually reflects how you think and work - How to avoid the “pretty dashboard, zero execution” trap The goal is simple: 👉 One system. One source of truth. Built around you. If you want to: - Perform better - Think clearer - Execute more consistently - And stop running your business on willpower alone - 👉 Watch the replay.This is foundational work for anyone serious about long-term performance and sustainable success. — Rob

Hey team, Today we focused on the two things that determine whether a deal actually scales: Capital and structure. Inside the session we covered: - Joint venture structures — both debt-based and equity-based - How to use limited company holding structures properly - What commercial finance actually is, when to use it, and how it fits into modern deal-making This is the layer most people never get taught — yet it’s the difference between doing one deal… and building something that compounds. 👉 Catch up via the replay below And if you’d like one of the two remaining guest seats at the upcoming Mastermind Day, just DM me and I’ll send over the details. Rob

Hi team 👋 Huge thanks to those of you who joined us for the very first Property Wealth Academy coaching session of 2026.It was great to kick the year off together — strong energy, great questions, and a solid start to the cycle. I’ve now cracked the tech on how the in-house live sessions work 🎉 which means I can post the recording directly here.This recording will be available for the next two weeks. I’ve also got the option to download the session and upload it into the Classroom area so it lives there permanently — so I’d love your input on a couple of things: 1️⃣ FeedbackIf you attended live, please drop a comment with: - How the session ran for you - Anything that worked particularly well - Any improvements you’d like to see going forward 2️⃣ Quick pollI’ve added a poll below 👇 Would you prefer: - Sessions downloaded and stored in the Classroom forever, or - Two weeks’ access to the recording is enough? Looking ahead 🔮Next week’s coaching session is C — Capital. If you have anything related to funding, finance, leverage, or capital structuring, please submit your questions as soon as possible via Unicorn OS so I can prepare properly. And finally — if you don’t yet have access to Unicorn OS, just send me a DM and I’ll get you the invite straight away. Great start to 2026. See you next week. Rob 👊