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Amegy Bank
first time I see this bank in Texas. I stopped by and talked to one of the reps they pull experien fico9, they have three business credit cards with some fat sign-up bonuses, any body have any data points? Thank you
Nov '25 โ€ขย 
Drop a Gem
And the beat goes on
Back in September I got a SOFI loan for $10000 and I commented and received comments (in the Radikal Marketer group) that got into something of a sticky wicket (some odd bantering back and forth). I initially set out to ~1. Have funds available to family if I were killed or injured on my hunting trip for immediate use. 2. To provide funds for a family member in case they needed help with rent while I was away. 3. Pay a couple months worth of the loan then pay down the loan about 85% and let that reflect some positive attributes of payment history (I didnโ€™t need the loan) and Yada,yada. That created a conversation I quickly tired of. Soโ€ฆI lived, unharmed. Rent got paid. And I found another use for a portion of the funds. I created a business checking account with Novo for a couple grand. I set up a checking account with Chime and set up direct deposit. I will deposit $200 per month for 3 months and receive $350 for my effort upon completion of the term. I also set up checking with Key bank and with deposits from novo and my government monthly, under similar time frame terms, will receive $500. If all goes to plan, I just eliminated 85% of my interest on the loan, in essence . And Iโ€™m not done. PNC is in my sights, too. I just love it when nay sayers get me pissed.
And the beat goes on
2 likes โ€ข Nov '25
I think you are doing great, you sound comfortable, hitting 2 birdies in one ston, i would add if you can get any business cc to pay off the loan and cruise on 0 apr for a year would makes it great move
Inquiry Removal
Easiest way to remove an inquiry without using identity theft.gov since that site is down
1 like โ€ข Nov '25
I I dispute with EX and TU 2 weeks ago only sent the CFPB, ID,SN and called and said IDtheft is shutdown, both bureaus removed the bank inquiries
Sep '24 โ€ขย 
Business Credit
Chase is my favorite BUSINESS BANK
Just got approved for my 2nd Chase business credit card. I got another $50k. I am such an Amex fan boy but now it might be Chase
Chase is my favorite BUSINESS BANK
4 likes โ€ข Sep '24
Thatโ€™s what I like to hear ๐Ÿ‘๐Ÿป
Credit limit allocation
Does a credit limit allocation reflects on the credit report? So if my first credit card is 2000 and my new credit card is 10,000 if I transfer the limit from the new car to the first card and close the new card, wed the limit still reporting 2000? Thank you
3 likes โ€ข Sep '24
@Paul Graves thanks ๐Ÿ™๐Ÿป
1-10 of 13
Mike Alobaidi
3
8points to level up
@michael-alobaiifi-5088
Here to learn

Active 224d ago
Joined Jun 23, 2024