After Apple's WWDC, investors aren't too impressed. AAPL stocks got sent down by over -3.5% This dragged the rest of the market down along with semiconductors However, I expect this drop to be rather temporary and we should still expect some bounce back for now.​ Cheers, Eric -- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In June, I’m helping 10 people to become better at investing through Investing Accelerator. During the free strategy call, you can discuss which area of analysis you need the most help with (finding discounted stocks vs generating income). In Investing Accelerator, we focus on - Mastering investing even if you don't have a financial background - Step by step mentorship on how to set up your chart and fundamental analysis to find discounted stocks - Mastering options to generate income or multiply long term gains If you are interested in joining Investing Accelerator, you can schedule a free strategy call here to see if you are a good fit. If you are interested, you can schedule a free strategy call here to see if you are a good fit. Schedule a free call Disclaimer: This communication is provided for educational and informational purposes only and does not constitute investment advice, a recommendation, or an offer to invest in any fund or strategy. No advisory relationship is formed by receipt of this content. Any references to strategies or markets are general in nature and do not reflect the performance of any client account or investment product.

The stock market relies on a certain cycle 1. Smart money (insiders / hedge funds / VC) moves in first 2. Okay-Smart money (mutual funds / fundamental analysts) moves in next 3. Okay money (pattern / technical analysts ) moves in as well 4. Dumb money (unable to evaluate an investment, retail investors who relies on news) moves in last. I am not a big fan of the naming "dumb" money because retail investors like me and you are not dumb. But simply we do not have access to certain information ​as quickly as those insiders. We do not have micro second reaction speeds like the quant funds. ​ Everyone makes money most of the time until we run out of #4 Dumb money Right now, we see that on social media - everyone is making money. So who is left to buy? Who is left to continuously bid this market higher? Once we run out of dumb money​, investors (1,2,3) will pull out and we start this game anew. In other words, a correction is coming.​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In June, I’m helping 20 people to become better at investing through Investing Accelerator. During the free strategy call, you can discuss which area of analysis you need the most help with (finding discounted stocks vs generating income). In Investing Accelerator, we focus on - Mastering investing even if you don't have a financial background - Step by step mentorship on how to set up your chart and fundamental analysis to find discounted stocks - Mastering options to generate income or multiply long term gains If you are interested in joining Investing Accelerator, you can schedule a free strategy call here to see if you are a good fit. If you are interested, you can schedule a free strategy call here to see if you are a good fit

Despite JD Vance fails to secure a deal with Iran, US is now trying to close the Strait together with Iran (instead of opening it) - the market is going up. Here's the thing most investors don't understand Don't fight the market Even though I personally disagree with the Iran situation from being far from over, oil price spiking back up to $104+, this means my logical brain says the market should go down However, the momentum has already reached a bullish area and we are now in a V shape recovery ​(instead of my initial forecast W shape recovery) ​​This is where the "logical and analysis" investor diverges from rule based investing For rules based investing, we extract probabilities out of the market and trade when the market is in our favour. For example, the rules currently say we are in a bullish market The logic investor would analyze the entire macro environment (e.g. me analyzing the war) and conclude that we are still bearish Who should you follow? The rules should be followed. ​​​​​​​​​​​​​​​ While it is tempting for me to say that we should continue to short the market or hedge as the Iran conflict is not resolved, the market is govern by big money which already bought at the dip. So even if this correction is short lived, that's fine. I will follow the momentum of the market combine with my analysis.​ This allows me to stick with the market and be on the right side more often ​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com In April, I’m helping 10 people build a retirement cashflow strategy using options. The 2 strategies you will learn in Investing Accelerator: 1. Long-Term Investing with Options → Find discounted blue-chip stocks → Use options to multiply your profits 2. Monthly Passive Income Strategy → Generate monthly cashflow from your portfolio by selling options → Designed to generate cashflow for retirement

Block (Square) layoffs almost half its employees Oracle layoffs 30,000 employees. ​ ​In the age of AI, tech companies are laying off more and more people While there are many causes (e.g. over hiring, change in market landscape, AI automation), ​the tech companies wouldn't be hiring back these people immediately. What companies will try to do is to figure out how to use AI to automate those jobs as much as possible without hiring back the same headcount. A programmer that uses AI to code versus A programmer that doesn't use AI If a programmer that uses AI is 2x more efficient than a programmer that doesn't use AI, then a 1000 people organization only need 500 people. This is why Block (Square) is saying that they are observing the trend and think they can execute this mass layoff while letting AI continue to improve and automate their tasks.​ The race between corporations is now becoming who can lay off their employees the fastest to replace with AI. This will outperform corporations who do not use AI to automate their processes.​ Cheers, Eric --- Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com If you are looking for free materials to get started with your investing journey, here's the monthly passive income materials 1. First - you can attend the free webinar:  https://5mininvesting.com/value-video-2-0/ 2. Here’s the basic strategy to generate income for retirement - covered calls (and selling cash secured puts). Here’s the video: https://youtu.be/JjlszDh4-sI 3. Free Chart course - to set up your chart like mine to find discounted stocks: https://www.skool.com/invest-retire-community-1699/classroom/c1a58085?md=bede8cf0299045df9ecdf76396d43135 4. If you are interested in Investing Accelerator, you can schedule a call to ask any questions you have before joining the program: https://bit.ly/48mJlgR

I was sick this weekend with a painful sore throat. So I focus on the fundamentals of rule based investing I do the analysis - follow the rules - make the prediction Monday, oil market starts retracing and the overall stock market is heading up. This leads to good gains for my long term portfolio. When I am investing, I am often not performing at 120% Instead, I might be sick, might be distracted, might be chasing kids around. During those <100% times, I would rely on the rules that I developed to make predictions and develop a view on where the market is going That's the crux of rule based investing - even if I am sick. Cheers, Eric Eric Seto Chartered Professional Accountant (CPA) Chartered Investment Manager (CIM) Founder of 5MinInvesting.com If you are looking for free materials to get started with your investing journey, here's the monthly passive income materials 1. First - you can attend the free webinar:  https://5mininvesting.com/value-video-2-0/ 2. Here’s the basic strategy to generate income for retirement - covered calls (and selling cash secured puts). Here’s the video: https://youtu.be/JjlszDh4-sI 3. Free Chart course - to set up your chart like mine to find discounted stocks: https://www.skool.com/invest-retire-community-1699/classroom/c1a58085?md=bede8cf0299045df9ecdf76396d43135 4. If you are interested in Investing Accelerator, you can schedule a call to ask any questions you have before joining the program: https://bit.ly/48mJlgR Remember there are additional resources in the classroom tab. Disclaimer: This communication is provided for educational and informational purposes only and does not constitute investment advice, a recommendation, or an offer to invest in any fund or strategy. No advisory relationship is formed by receipt of this content. Any references to strategies or markets are general in nature and do not reflect the performance of any client account or investment product.