What do you owe on January 15? Most owners find out in April. It doesn't have to work that way. The fourth estimated payment isn't a guess if you annualize what you've earned so far. Live at 3pm Eastern today. What this episode covers: - The four 2026 estimated tax dates, and who generally needs to pay them - Safe harbor: how it shields you from the underpayment penalty, and why it doesn't shield you from the bill - A live demo in the Quarterlizer, using invented numbers only - How to turn year-to-date numbers into a number for the fourth installment Try it yourself: quarterlizer.taxsherpa.com. It's free, and you don't need an email to see your result. Come with questions. Describe your situation in general terms, and please don't post personal documents or ID numbers in the group. Watch on YouTube Grab your coffee. Edit: see full page in the classroom module: https://www.skool.com/tax-strategy-network/classroom/9d72b0b3