Monday Money Tips (9/22/25)
Last week, we highlighted the power of compound interest and why it’s never too late to start investing. This week we’re going to cover 5 common investing mistakes you’ll want to avoid right now. ________________________________________________________________________________________________ 1.) Avoiding Investing Due To Uncertainty There’s always something in the headlines that can make investors second-guess whether now is the “right” time to invest. Last year it was the election, this year it might be tariffs or job numbers, and next year it will be something else. The truth is, there will never be a perfect moment with zero uncertainty. If you wait on the sidelines for absolute clarity, you could be waiting forever and miss out while the market keeps moving. History shows that markets tend to rise over the long run, even with constant uncertainty in the background. (Check out one of the attached images that shows the S&P 500 Annual Returns from 1994-2023.) ________________________________________________________________________________________________ 2.) Always Expecting “The Next Market Correction” Some investors stay on the sidelines because they’re worried a recession or major market drop is right around the corner. It’s easy to let alarming headlines fuel that fear as news stories can spark short-term volatility, but the bigger risk is letting fear keep you from participating in long-term growth. By focusing too much on the negatives, investors can miss opportunities in what may actually be a relatively strong environment. Right now, many U.S. companies are reporting better-than-expected earnings, analysts project S&P 500 profits to grow around 10% in 2025. That doesn’t mean a recession is impossible, but even if one does occur, history shows the market has always recovered, often starting to rebound before the downturn officially ends. The key is sticking to a well-thought-out plan instead of trying to time fear and headlines. ________________________________________________________________________________________________