He's mad cause you're clearing land? What's he upset about?

Wow, that's high. I'm just learning myself and haven't gotten to the point of getting insurance quotes. I know that is most industries there are small number of insurance companies that are more familiar with that industry and usually offer better rates. You would think there should be someone like that for this business too. For all the "How to start" videos there would be a video that compares insurance companies.

I just asked Gemini and this is what it returned. For a forestry mulching and land clearing business, finding the right **Inland Marine insurance** (often called a **Contractors’ Equipment Floater**) is critical. Because your machinery operates in rugged, high-risk environments and moves from job site to job site, standard commercial property insurance won’t cover it. You need a carrier with a specific appetite for heavy forestry equipment, which carries unique risks like brush fires, rollovers, and high-stress mechanical breakdown. Several major commercial insurance carriers and specialized managing general agents (MGAs) write Inland Marine policies specifically tailored for forestry, logging, and land clearing operations. ## Top Carriers & Programs for Forestry Equipment ### 1. Arrowhead General Insurance Agency (Forestry Program) Arrowhead runs a dedicated, decades-old Forestry Program backed by **Zurich American Insurance Company** (rated A+ by A.M. Best). * **The Fit:** They specifically list **land clearing** and chipping operations in their target market. * **Coverage Highlights:** Their Inland Marine program offers high in-house underwriting authority, includes earthquake and flood coverage, and provides automatic 30-day coverage for newly purchased equipment—which is a massive plus if you swap out or upgrade attachments frequently. ### 2. Victor Insurance Managers (Forest & Logging Program) Victor is a massive specialist underwriting manager that offers a dedicated Forest & Logging program backed by **Everest Re**. * **The Fit:** They cover land clearing, logging, chipping, and log road construction. * **Coverage Highlights:** They write comprehensive Inland Marine supplemental coverages alongside General Liability and Commercial Auto, creating a unified package so there are no gaps between your truck, your trailer, and your mulcher. ### 3. The Hartford The Hartford is an industry leader in Inland Marine and has a massive appetite for midsize to large specialty contractors.

@Jerad Wilcox thanks. I just googled it and yes they do. Here is a PDF for anyone else that may need it in the future.

@Martin Wilches thanks for the suggestion. I just downloaded one. It never crossed my mind that there would be an app like that.