Thank you to all who joined! Here's the replay: https://fathom.video/share/pah5EmHDvDX_hyWt-ayULs4s_xicx3_k If you missed it, todays discussion was around IBC pricinples and introducing hybrid long-term care insurance. Key Takeaways - Prioritize IBC Principles over Numbers: Focus on IBC's core principles (control, optionality) before getting lost in complex illustrations, which can be misleading. - Address the LTC Blind Spot: Long-term care (LTC) is a major financial risk, with a 70% probability of need. It's a critical blind spot for many, including those with military benefits. - Leverage Hybrid LTC for Asset Protection: Hybrid LTC products like OneAmerica's Asset Care solve the "use it or lose it" problem of traditional LTC by providing a death benefit or return of premium if care is not needed. - Integrate Hybrid LTC with IBC: Hybrid LTC complements an IBC system by protecting the main cash value from being liquidated to cover care costs, thus preserving the long-term wealth-building strategy. Watch the full recording here! https://fathom.video/share/pah5EmHDvDX_hyWt-ayULs4s_xicx3_k

Excited to be a part of this group and to share, learn, and grow.