Gold, silver, and cryptocurrency can be part of a diversified portfolio, but they come with unique risks and should not replace traditional investments. Precious Metals and Crypto for Beginners | Simple Wealth Guide

Kevin Warsh will soon be the first pro-Bitcoin Chairman of the Federal Reserve. Let's hope he keeps the orange tie.

Everyone wants to get rich faster. That's why leverage trading is so tempting. 10x your position = 10x your gains, right? Here's what actually happens: 📊 The Data: • 70-90% of leveraged traders lose money • Exchanges make BILLIONS from liquidations • In volatile markets, even 2x leverage can wipe you out Why? The market is designed to move on emotions. It drops to shake out longs, pumps to liquidate shorts, rinse and repeat. The only way for big players to accumulate Bitcoin in size... is for YOU to sell it to them. Leverage turns diamond hands into forced sellers. 🧮 A BETTER SYSTEM: The 200MA DIP Calculator Instead of leverage, use this to buy MORE when price is actually low: The Ladder: • 0-10% below 200MA → 1.5x your base DCA • 10-25% below 200MA → 2x your base DCA • 25%+ below 200MA → 3x your base DCA This scales your buys into fear — no liquidation risk. ----------------------------------------- 📊 Get the free calculator: https://docs.google.com/spreadsheets/d/1b3RskRoSRlpUfyc3dUHj920ss42B5WNEX5vGtfmkS5I/edit?gid=0#gid=0 How to use it: Open the link File → Save as Google Sheets Enter your base DCA amount Check current BTC price vs 200MA It tells you how much to buy this week! Stack smart. Don't give them your coins. 🧡

I’m going to be using this group as a place to share free Bitcoin education on a consistent basis. I’ve already started posting, and going forward I’ll be sharing: - How to stay motivated during long, boring periods - How to think about Bitcoin long-term (not trading, not hype) - Common mistakes new holders make - Why self-custody matters and how to think about it responsibly The goal is simple: 👉 Help people understand Bitcoin well enough to hold it themselves, not rely on someone else to hold it for them. This isn’t about price predictions or quick wins. It’s about education, discipline, and understanding what you actually own. If there’s enough interest, I’ll also do free livestreams to go deeper into certain topics and answer thoughtful questions. If you’re here to learn and think long-term, you’re in the right place.

Meet two friends, both 30 years old, both sitting on $100,000 in savings. They're standing at a crossroads that will define the next decade of their financial lives. Sarah buys the dream home. ---------------------------------------------- She finds a $500,000 house. Perfect neighborhood, good schools nearby, everything she imagined. She puts down her $100,000, takes a $400,000 mortgage at 7%, and settles into homeownership. Her monthly reality becomes: - $2,661 mortgage payment - $417 property taxes - $150 insurance - $417 maintenance fund Every month, $3,645 leaves her account. She's building equity, she tells herself. This is the American Dream. Marcus takes a different path. ------------------------------------------------- He takes that same $100,000 and buys Bitcoin. He rents an apartment for $2,500 a month, but here's the key—he still has that $1,145 difference between what Sarah pays and what he pays. Every single month, that $1,145 goes into more Bitcoin. He's betting on 25% annual growth. Aggressive? Yes. Impossible? History says no. Fast forward 10 years. ------------------------------------ Sarah decides to sell. Her home appreciated 3% annually—solid, respectable growth. It's now worth $671,958. But there's still $343,250 left on that mortgage. After paying 6% in selling costs and settling the loan, she walks away with $288,391. Not bad, right? She more than doubled her initial investment. Marcus opens his Bitcoin wallet. ----------------------------------------------------- $1,785,077. He stares at the number. Six times what Sarah made. And unlike Sarah, he could have accessed that money at any point over the decade. No selling costs. No mortgage to settle. Pure liquidity. The brutal math nobody talks about: ----------------------------------------------------------- In Sarah's first five years, nearly all her mortgage payments went to interest. The bank got rich while her equity barely moved. She was trapped—not just in the house, but in the payment. One bad month at work? She's not just behind on rent, she's risking foreclosure.