I was wondering for the material participation/Hour tracker - Does creating social media posts, talking to guests, etc. counts in all of that ? Kind of feels like a Grey zone so I figured I'd ask to get a clear answer. Thank you !
Not exactly overfunding, but what if you contribute to an HSA if you didn't have a HDHP that is HSA eligible? Do to new tax changes, our same policy qualifies to contribute to an HSA so we plan to do so in 2026. How is the contributing without qualifying determined and how is it penalized? I guess I'm also asking what's the likelihood othat an account gets flagged if they contribute and don't qualify to contribute? Thanks!