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Level Up Your Life
74 members • Free
80 contributions to Level Up Your Life
Feb 9 •
Intro
Hi, I’m Bianca my goal is to learn about credit so I can fix my credit score I’ve had some problems and would like to get on track, looking forward to this learning opportunity.
2 likes • Feb 10
Welcome
Jan 16 •
Big win
Finally after 4 years, 2 CO accounts from capital one have been removed. Those 2 CO/delinquent accounts were hurting me bad. That much closer to 700 transunion score. Only thing hurting me now is my credit utilization % which I’m working on.
2 likes • Jan 21
@Vickie Guerra thank you! Yea I believe once the busy season kicks in for me I will pay down the debt fast.
0 likes • Feb 6
@Alexis Borja I rather not say. They cost 3Xs what Mel charges. And took 8 months
Feb 5 •
Inquiries
Can we remove inquiries on even the ones that get approved? Would like to apply for business equipment loan and if I get approved could I later (2,3 months) remove the inquiry? No right?
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Jan 15 •
Win?
So for the first time in a long time. My FICO score is 700! BUT my experian and transunion sit at 650. Still 48 points higher than I started 2025. I’m paying extra on cards and pushing for that 680+ transunion for business credit
1 like • Jan 26
@Diana Ramirez thank you!
2 likes • Jan 26
@Vickie Guerra Thank you!
Jan 6 •
Goal for 2026
Goal for 2026 is to get over 100k in business funding, what goals do you have?
2 likes • Jan 15
@Kristianna Slay you will get there if you put in the work. Keep at it!
1 like • Jan 16
@Kristianna Slay no problem!
1-10 of 80
Active 7d ago
Joined Nov 3, 2025
Austin Texas
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