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3 contributions to The Real Estate Academy
The Freedom Myth in Real Estate: Owning Property but Owing the Bank.
You “own” the property But the bank owns the freedom. Let’s be honest for a second. If missing a few payments means losing the house, If every deal needs bank approval, If interest rates decide whether you sleep well at night Do you really own the asset, or are you just managing debt? The property world sells a powerful illusion: 👉 Buy more property = more freedom. But for many investors, it looks more like this: - Long-term mortgages - Cash flow eaten by interest - Growth limited by borrowing capacity - One income stream carrying all the risk That’s not ownership. That’s leverage with a leash. Real freedom in property doesn’t start with banks. It starts with control of cash flow. Imagine this instead: - A personal finance system that funds your property deals - Properties that are supported by cash-flow engines, not salaries - Income streams that pay the mortgage and create surplus - Growing your portfolio without begging the bank every time This is where true ownership begins when your money works harder than your debt. The next generation of property investors won’t ask: “How much can I borrow?” They’ll ask: “How do I build a system that sponsors my property business, creates 2–3 income streams, and gives me real ownership from day one?” If that question makes you uncomfortable Good. That’s the first sign you’re ready to learn something different. So here’s the question most investors avoid, but can’t escape forever: If the bank can take it back, the interest controls your future, and your income stops the moment you stop working, what exactly do you own, and how long will you keep building that way before learning a better one?
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Before Buying Property, I Built an Automated Revenue Asset. Here’s Why It Changed Everything
Most people jump straight into property thinking: “I just need the deposit and the deal will pay me back.” Here’s the truth: property is long-term capital, but life moves fast. Without a strong, independent income profile, you’re exposed. That’s why I built an automated revenue asset before my first major property acquisition. What it gave me: - Predictable monthly cash flow that doesn’t rely on luck or timing - Financial freedom to pick deals strategically instead of out of desperation - Leverage when negotiating because banks and partners see you as low-risk - Peace of mind, no more sleepless nights wondering if you can cover unexpected costs It’s not glamorous. It’s not flashy. But it works silently in the background, fueling property decisions and giving you options most people don’t even consider. Here’s the kicker: most property investors start the other way around, chasing deals first and scrambling for cash flow later. That’s why they stall. Questions for you: - If you could secure your property dreams without relying solely on savings or loans, what would that change for you? - What’s stopping you from building a revenue asset that works in the background today? - Would you rather wait years to see results, or create a system that supports your growth from day one? I’d love to hear your thoughts, especially if you’ve considered parallel income streams but weren’t sure where to start. Drop your insights below 👇
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A Day on the Streets of London, Lessons from Property & Business
Yesterday was one of those grounding days. Walking through London, handling viewings and conversations, I was reminded how much clarity and composure matter in this business. Property will test you, not just financially, but mentally. How you show up in unexpected encounters says a lot about how far you’ve come. I completed the purchase of a vacant property in a prime London location today. It’s an asset that’s currently unused but in strong demand among higher-level investors once repositioned. Acquired: £1.85M Status: Vacant Next phase: Reconstruction & value uplift Based on current demand and positioning, it’s being priced for resale in the region of £2.3M+ once ready for the next stage. During the day, someone stopped me and asked a question I hear more often than people realize: “As a woman, how are you doing all this without taking loans?” I smiled, and explained. Property is only one pillar of what I do. Behind it sits a working business system and plan that runs daily and generates sales every 24 hours. It’s built around essentials, things people already buy every single day. Because of that, it delivers consistently. That income compounds: Daily → weekly, Weekly → monthly, Monthly → thousands, then hundreds of thousands And I reinvest that capital back into property. No betting. No trading. No shortcuts. Just a real business funding real assets. He paused, looked at me, and said: “Can you teach me this system?” Of course, why not? This isn’t luck. It’s structure, discipline, and understanding that property rewards those who build strong foundations before leverage. Another day. Another lesson. Another step forward. What's one thing you're opened to learning more about in your business, that could give you momentum and accelerate your business growth?
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Jessica Ville
1
4points to level up
@jessica-ville-2143
From tough setbacks to steady wins in a system that is working, the journey has been freeing. Excited to learn and grow within the Skool community.

Active 1d ago
Joined Feb 3, 2026
London
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