Hi everyone! I’m curious how you use or would use the envelope system when some of your bills are electronic or even automatic. How do you manage digital transactions while still sticking to the envelope approach? I’d love to hear what you do!

Hi everyone, I’ve been writing my expenses in my handwritten journal for the last few weeks and I really really really really really don’t wanna type it to a spreadsheet, but I want some reports so I’m going to try reading my notes into my Notes app and copying and pasting it into ChatGPT to see if I can get a spreadsheet made for me. Do you think that’ll work? Ha ha I hope to have an update for you tomorrow.

Help me give a warm welcome to our new members @Shandanette Goodwin @Anne Enero @Maria Gilbuena and @Alice Rienzo Alexander! I'm so happy you decided to join us! The Start Here section of the classroom is a great place to begin. If you're here for the Debt Payoff Made Simple Program, you can find the sessions we've done so far in the classroom, as well! I'm happy to help in any way, so please don't hesitate to reach out with any questions at all! 💚

Hi everyone, is there a way to take advantage of this?

I purchased a new mattress using a whopping $2700 on my previously empty credit card, and decided to pay it off in a couple of installments. Was that a mistake?? My credit score went from 824 to 815 in the new month. Also what does a good credit score get you anymore? Especially if it drops that fast.