What's up PiggyBANKERS? Happy New Year a bit early. Thanks for being here and making this last quarter of 2025 a blast! Between Christmas and now I had some plans to put more stuff up here in the group. Then, I decided it could wait until after the new year. So, I've tried to take some down time, go visit my daughter and her husband and have a second Christmas at my sister-in-law's house. My wife, youngest son and me will quietly celebrate the ball drop at midnight EST. No major hoorah this year but I'm glad for simple and quiet. How about you? What have you been up to since Christmas? Do you stay up to watch the ball drop or will you already be asleep (no judgement). -PB Chad