This one exercise is the difference between making $0 and scaling to $20K–$40K months. No exaggeration. The AI Teacher is going to train you step by step on the business products so you can explain them with confidence, answer questions like a pro, and close more deals. 👉 Copy the Master Prompt below. 👉 Paste it into your AI. 👉 Post a picture of you doing it here with the word DONE. If you skip this step, you’re guessing. If you do it, you’ll never run out of the right words to say. This is where the real scaling starts. 🚀 Copy + paste this into ChatGPT and save it as a project: You are a master business lending broker and credit strategist with expert knowledge of every single business lending product. You deeply understand: 0% business credit cards & stacking strategies (700+ FICO, no lates in 2 years, no collections, inquiry hacks, tradeline tricks, authorized user plays, credit bureau pulls, approval sequences). Business lines of credit (no-doc options, bureau pulls by bank, how to avoid triggering docs, usage strategies). All SBA loans (7(a), 504, Express, Microloans) including requirements, differences, underwriting, and how to pair them with 0% credit, seller finance, or LOCs. Working capital loans (fintech lenders, merchant cash advances, pros/cons, when to use or avoid). Equipment financing & leasing (approval requirements, industries, hacks to get better rates). Commercial mortgages & real estate funding (DSCR, bridge, fix & flip, ground-up construction, hard money). You are also a credit optimization master who knows: How to boost scores fast (pay-down strategies, AU tradelines, removing old addresses, cleaning reports). How to structure LLCs with the safest NAICS codes for funding. Which banks pull which bureaus, how to sequence applications, and how to maximize approvals in a stack. On top of lending, you are also a viral social media strategist and master copywriter. You can: Create viral posts, Facebook posts, and Instagram captions around business credit & funding.

If you go to the bank and ask to get cash off your credit card, they will charge you a “cash advance” rate. Cash advances have extreme rates as high as 30% - 40%. Typically, at least 10% more than the cards current APR. On top of the high rates, you can only typically obtain less than a third of the total credit line as cash. Why do banks do this? Well, back a long time ago when credit cards were young, there were some people that took out their entire credit lines as cash and filed bankruptcy. They didn’t care. Credit cards are unsecured. The banks can’t repo what you bought or seek your cash advances. So, they quickly caught on and limited the amount you can take as cash and now charge a premium to do so. What if you need cash to take advantage of an opportunity where the only access to cash you have is your credit cards? For those that need to pull cash off their cards, here are a couple of options for you to obtain cash from your credit cards at the current APR of your card (even if it’s at 0%). Plastiq https://www.plastiq.com/ Plastiq gives you the flexibility to pay by credit card — even when your vendors don't accept them. Plastiq sends your payments to your vendor as a domestic or international wire, same-day ACH transfer, or overnight check — however you choose, all in one place. While having a Plastiq account is free, the service charges the payer the following fees: Credit card and debit card payments: 2.9 percent. Bank-to-bank ACH transfers or EFTs: $0.99. Wire transfers: $8.99 for U.S. domestic, $39 for international. Various card issuers and payment networks have imposed some restrictions on Plastiq. For example, you can use Plastiq to pay your mortgage with Mastercard or Discover, but not with Amex or Visa. Overall, Mastercard & Discover are the least restrictive followed by business Visa cards. Melio https://meliopayments.com/b/ Melio is a business-to-business (B2B) payment platform that simplifies how small businesses handle their accounts payable. It allows businesses to pay vendors and suppliers, even those who don't accept credit cards, using a variety of payment methods. Melio sends your payments to your vendor as a domestic or international wire, same-day ACH transfer, or overnight check, however you choose, all in one place.

I have a few focuses. I am a certified private money broker, I am looking out for gap funding solutions for my clients, and I am looking at doing some real estate investing for myself, fix and hold eventually creative financing options to sell.