🚨 HOW I BUILT $1.2M+ IN BUSINESS CREDIT (AND WHY I COULD HAVE $2M BY NOW) 💰 Over the last 5 years, I've built more than $1.2 MILLION in business credit. And here's the crazy part... If I had kept applying, building relationships, and expanding into new banks, I believe I could be sitting at $1.7M–$2M in available credit today. Most people think business funding is a ONE-TIME thing. Get $100K, use it, and you're done. WRONG. The real strategy is building a LONG-TERM FUNDING PLAN. ━━━━━━━━━━━━━━ 🏦 HERE'S HOW I WOULD APPROACH IT: 1️⃣ START WITH YOUR CREDIT PROFILE Before applying anywhere, review all 3 credit bureaus. Your credit score, utilization, credit limits, account age, and inquiries all matter. 2️⃣ BUILD YOUR FIRST FUNDING ROUND Target banks that fit your profile. Don't randomly apply everywhere. The order you apply can make a HUGE difference. 3️⃣ EXPAND INTO REGIONAL BANKS & CREDIT UNIONS Most people only know Chase, Amex, Wells Fargo, and Bank of America. But there are HUNDREDS of regional banks and credit unions offering business lending products. Some may have funding opportunities you've never even heard of. 4️⃣ EXPLORE FOREIGN LLC REGISTRATION If your business legitimately operates in other states, foreign registration may help you establish additional banking relationships. Different states have different regional lenders. More legitimate banking relationships can mean more potential funding options. 5️⃣ CLEAN UP YOUR CREDIT REPORTS Review your inquiries after each funding round. Dispute unauthorized or inaccurate inquiries and correct reporting errors. Legitimate inquiries generally remain on your report, so don't assume you can simply wipe them away or hide applications from future lenders. 6️⃣ REPEAT THE PROCESS OVER TIME As your business grows, you can continue reviewing: ✅ New banking relationships ✅ Credit limit increases ✅ Additional business credit cards ✅ Business lines of credit ✅ Regional banks and credit unions