Is There a Tool that Does This: It Knows my Credit and...
A tool that knows my score, balances, limits, age etc. (I don't have to manually enter all that) and if I tell it I have an extra 500 or 1000 this month to pay down balances, it can tell me where to allocate it for maximum score benefit? The only thing it couldn't possible know is if I have used more of my limit on any cards, so I assume I would need to know that and pay that first, then with whatever is left the tool could tell me what to prioritize. The closest thing I know to this is Chase Credit Journey, but even with that I just have to guess which of it's suggestions to focus on.