Today’s group coaching session inside the Property Wealth Academy turned into a really interesting discussion around creative finance — specifically lease options and purchase instalment style structures. One of the most important reminders that came out of the conversation was this: Don’t let the tail wag the dog. Creative finance tools are just that — tools. They are not strategies in themselves. A common mistake I see investors make is becoming fascinated with a particular structure — lease options, vendor finance, exchange with delayed completion, assisted sales — and then going out into the world trying to force deals to fit that structure. That is the wrong way around. The starting point is always the situation. What is actually happening with the vendor? - Why are they selling? - What pressures are they under? - What outcome do they need? - What problem are they trying to solve? Once you understand that properly, you can then look at your toolkit and ask: Which structure solves this problem for them while still creating a viable deal for you? Sometimes that will be creative finance. Sometimes it will simply be a clean purchase with cash or bridging. And sometimes the correct answer is to walk away. The structure should follow the situation, not precede it. We also spent a bit of time zooming out and thinking about the macroeconomic environment, which is something I encourage investors to do more often. Property doesn’t exist in isolation — it sits inside interest rate cycles, credit cycles, and liquidity conditions. One thing I shared with the group is a scenario I’m personally thinking about. If we were to see another spike in inflation — whether from energy shocks, geopolitical issues, or monetary policy shifts — it is entirely possible that short-term interest rates could move up again. If that happens, a lot of marginal deals that were structured at today’s rates may suddenly stop working. And when deals stop working, they tend to fall out of bed very quickly.

Afternoon Academy, whilst learning the intricacies of property and educating through this model I wanted to clarify my goals for accountability and share a little of the journey so far. My company business structure is set up with a holding company and two SPVs, one for property ownership and the other for management of properties. After a long time considering options my primary focus is creating a sustainable HMO business by way of RtoR and completing a small renovation on my first property to create a small HMO in Norwich, Norfolk. I am very much an advocate of creating a home for people to be comfortable in and where there is a community feel for engagement. There are actions currently taking place to become accredited for deal packaging which will embed further knowledge of breaking down the best property deals, and support the business framework. Through progression, I wish to scale to ownership of mixed use properties with the potential of title splits and ultimately spot the unicorns waiting to be developed. If anyone is ever in East Anglia on their property journey and would like to meet for coffee, it would be great to connect...please let me know.

Good morning everyone — new month, new cycle. We are now in week 1 of the ACOM cycle which is ACQUISITION. This week I want you to step back and look at something most investors avoid looking at honestly: Your pipeline. Not your intentions. Not your plans. Your actual, real pipeline. I want each of you to ask yourself: • What is currently in my pipeline right now? • Am I consistently feeding it every week? • If not… why not? Then identify your blockage. ______________________________________________________________________________________________________ This week: Tuesday 10:00 — ACOM Coaching (Acquisition focus)I’ll drop a link below to submit questions beforehand. Please submit them — it makes the session dramatically more useful for everyone. https://unicornos.softr.app/acom-questions Tuesday 14:00 — Boardroom Deal Appraisal Session ______________________________________________________________________________________________________ Command Centre (Important Update) I’ve recorded a new simplified walkthrough video showing how to set up the Command Centre. In it I show you: • How to create your Notion account • How to duplicate the Command Centre • How to start using it as your personal mission control Here's the link: https://www.skool.com/the-property-wealth-academy/classroom/48c0826d?md=8daf63e51bc44e0b85bad6305beea36a Important note for those grandfathered in from the Property Unicorn Club: Because you’re on the lesson drip system, you won’t have access to the full Command Centre yet — you’ll duplicate the individual items as they release inside your lessons. ______________________________________________________________________________________________________ Roadmap + Founder Feedback I’ve now completed my first performance overview of the roadmap usage. Remember — you are Founder Members.

Really good session today. I want to anchor a few important points because this is one of those weeks where the value isn’t a new tactic… It’s understanding how to actually use what you already have. 1) Don’t overwhelm yourself with the Academy There is roughly 15 years of intellectual property inside the Academy. You are not supposed to consume it all immediately! The syllabus is designed as a 12-month progression. Trying to compress 12 months into a weekend is exactly how people overwhelm themselves, lose clarity, and then stall. You only need to use what is relevant to your current stage right now. For Notion (The Command Centre) specifically.... Think of the platform in two distinct parts: Lesson Plans → treat this like a Wikipedia. You don’t read Wikipedia start-to-finish. You go to the specific article you need when you need it. Mission Control (Templates, checklists, frameworks) → treat this as open-source infrastructure. Duplicate it exactly as I’ve built it… then adapt it to your own operating style. You’re not breaking it by changing it. You’re implementing it. The mistake people make is trying to “complete the Academy.” You’re not completing it — you’re building a business using it. 2) Strip back the layers — what is actually holding you back? This is the uncomfortable one. In my experience, the biggest barrier in property is not knowledge, contacts, or capital. It’s us. And it’s rarely fear of failure. It’s fear of success and commitment. Because the moment you:• secure a deal• speak to investors• agree terms …it becomes real. You have responsibility. You have expectations. You have to perform. So what does the brain do? It protects you. You end up: • tweaking spreadsheets • reorganising Notion • researching areas again • watching more training • “getting ready” This is productive procrastination. Operational business is often just avoidance of the two actions that actually grow a property business:

We’re now in the High Performance & Operations cycle, and this week I want everyone focused on one thing: Focus and Time Mastery. The Beyond Limits High Performance Masterclass is progressing well — Quarter 1 to Month 4 is complete and I’ve started building Month 5 — and there’s a reason this sits inside the Academy. Most people don’t fail in property due to a lack of knowledge. They fail because of how they operate day to day. By mid-February the New Year motivation has faded and activity creeps in to replace progress. You can spend hours: - watching Rightmove - researching areas - tweaking spreadsheets - consuming content - …and still not actually move forward. This is where people become busy rather than effective. So a simple challenge this week: What did you do last week that directly moved you toward your first (or next) deal? Not learning. Not planning. Doing. Post your strategic progress in the comments. High performers work deliberately. Your calendar should show a property business being built — not a person reacting to the day. 📅 Calendar 🧠 Tomorrow — 10:00am: ACOM Coaching Please submit questions in advance via the link below: https://unicornos.softr.app/acom-questions 📊 Boardroom members: Tuesday aftern Deal Analysis also tomorrow at the normal time of 14:00. 📍 Wednesday 25th February — Boardroom (Chester) We have ONE guest slot left for this month. if you want to find out more and claim it before I release to my database, please check it out here: https://unicorns.robstewartglobal.com/boardroom-guest New Members Welcome to the new members: @Jacqueline Dumbarton @Kase Van @Alexander Laxton @Alan Simpson Please introduce yourself, what you want to build, and where you feel stuck — you’ll get far more from the Academy once the group knows you.