It seems that scams are on the rise in the New Year! Most scams don’t rely on clever technology. They rely on urgency. If you feel rushed, threatened, or embarrassed into acting quickly, stop!. Legitimate organisations don’t force immediate decisions without time to verify. If you have been cold-called, chances are it's a scam. Ask them how they obtained your details, ask them for their name and address, then ask for a number to call them back on. You can then make further enquiries yourself or with our help - feel free to post if you think you are being scammed (or if you have already!).