I have been severely slacking in this community. All I can really say is to quote from the Fresh Prince of Bellaire, my got flipped and turned upsidedown, I did not turn into a princess but a bunch of things have come at me from all different angles and I had to focus on my own health, family health surprises and helping some of my "financial services ie real world" clients needing some emergency meetings. All of which just combined to be a major brain energy drain. One of the gpod things to come out of it is that I have now created a tonne of new educational documents - I have created the habit of if a client asks for something and it needs explaining or like lately, some detailed researching, I don't just explain it verbally or using an old slideshow, I create a FSD educational resourse at the same time. So I am just at the last stage of feeding them through my little formatting script to have them properly branded etc and then I will be uploading them. There will be some restructuring of the classrooms a bit with this as well but I am super excited to have this component taking shape. So again, thank you for your patience and please know that I am still here and check every day for questions or direct messages if you have any topics of concern. I hope you all enjoy whatever celebration you may do and if you are struggling at all, this time of year also can be very hard for people please know I am thinking of you and if there is anything I can possibly help with please reach out. ✨️ Crystal

I am sorry I have been going through some major life upheaval plus dealing with "the never ending headcold". I did a couple of videos but sounded so silly I have been concentrating more on creating documents to accompany topics. I am excited to get them uploadng this week.

I've been having a chat with a fellow mom on skool about her mom group and she asked about what my group is about and thought you guys might get a kick out of these stories from my kids and teaching about money... 🐴 Me: I just did up a little video as part of my financial education as Top 5 five ways to teach young people about money... hopefully help with 1 less stress for parents... I found when I started talking to my kids about money they didn't throw as MANY tantrums etc.. always some of course... but they have retained a bunch of it and as they are new adults they are way ahead of their peers in that regard. 🙍‍♀️Other mom: That’s brilliant! I love that you’re teaching kids about money early on — it’s such a powerful life skill. Kids are incredibly wise, and I don’t think we give them enough credit for how much they can learn through simple, honest conversations. Those moments of connection really help them understand the world and feel more capable. That’s brilliant! I love that you’re teaching kids about money early on — it’s such a powerful life skill. Kids are incredibly wise, and I don’t think we give them enough credit for how much they can learn through simple, honest conversations. Those moments of connection really help them understand the world and feel more capable. 🐴 Me: thank you... it definitely helped them in many ways, I still have one who is fundamentally a saver vs the other being a spender but they both are far ahead in their money thinking etc. The "Parent store" was the best thing ever for my son. Those dang skylanders... brilliant marketing by the company... but wow... talk about targeting littles. I sure liked when they just watched videos that didn't have commercials either. 🙍‍♀️Other mom: Haha, I love that, Crystal! I have three, and they each handle money so differently. One saves everything but then wants us to buy what he wants so he doesn’t have to spend his own. One spends half. And one spends every last penny and then can’t figure out why she doesn’t have money left at the end of the day. 😅

So many people with extra challenges (I really don't like the word Disability" have extra health issues due to original diagnosis or just life. The Canadian Dental Care Plan (CDCP) came out in 2024, but you have to apply each year... among other qualifications of course.

💰Kids start asking big money questions early — “Why do you work?” “Where does money come from?” That’s your cue to begin their first Financial Self-Defense lesson! In this week’s dojo session, we explore: 🏦 The Three-Jar System (Spend • Save • Share) 💡 How to explain earning and banking in simple, real-life ways 🚀 Teaching marketing progression — helping kids find creative ways to earn through value and problem-solving ❤️ Building confidence, gratitude, and independence through money habits